The relative strength of the largest lenders’ and servicers’ liquidity and cash positions was a key talking point during their third-quarter earnings as the industry braces for rates to stay higher for longer.

Interest rates are down from a peak in mid-October but aren’t expected to get to a level where refis can flow. With plenty of home equity outstanding, production of home equity loans could continue rising.

The lawsuit argues that the bureau’s amendments to Regulation B upend years of regulatory implementation of the Equal Credit Opportunity Act. The CFPB defended its changes.

Critics say that the high level of the GSEs’ profits is the result of pricing based on inflated loss-risk assumptions.

The OIG said budget cuts and FHFA’s refusal to cooperate obstructed its investigations into the GSEs’ multifamily operations.

Most private mortgage insurers aren’t planning, for now, to set up different credit score minimums for VantageScore 4.0.

Rising mortgage costs have made renting a more affordable option for people struggling with increasing expenses.

Interest rates on mortgages increased by about 90 basis points during the third quarter, including a spike in September. That made it difficult to originate mortgages. (Includes two data tables.)

Mortgage executives are bracing for economic ripples from upsets in the AI space.

Major credit reporting bureaus insist that the tri-merge scoring process is better than a bi-merge. They said the impact on revenues from moving away from the tri-merge for GSE mortgages would be limited.