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Home » Topics » Inside Mortgage Trends » Purchase Lending

Purchase Lending
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Mortgage Lenders Spot Opportunities as Hispanic Population Rises

August 20, 2021
Monica Hogan
Observers point to forecasts of continued growth in the demographic, especially among young Hispanics aging into household formation and first-time home purchases.
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Digital Verifications Growing in Popularity

August 6, 2021
Dennis Hollier
Digital verification of borrowers’ income, employment and assets can significantly reduce the length of the mortgage closing process. And the tech got a boost from the pandemic.
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Biden EO Casts Doubt on Finserv M&A? Maybe, Maybe Not

July 23, 2021
Paul Muolo
Are mortgage banking firms monopolistic and should they fear the new Biden executive order? Not really. Still...
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Streamlining Business Processes Remains Top Priority for Lenders

July 23, 2021
Brandon Ivey
With refi lending expected to wane, lenders are planning to create a faster, more efficient experience for borrowers, according to a new study from Fannie Mae.
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Cloudstar’s Systems Down After Ransomware Attack

July 23, 2021
Maria Volkova
The technology company, which is the key service provider for the title insurance industry, is still in negotiations with the perpetrator.
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Democrats Introduce Housing Package with $100B for DPA

July 23, 2021
Maria Volkova
But does the bill have the numbers to pass the Senate? Investment banking firm Cowen and Company believes moderate Democratic lawmakers would present an obstacle.
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A New Purchase-Mortgage-Only Lender in the Market

July 9, 2021
Brandon Ivey
Tomo was founded by two former Zillow executives with a sole focus on purchase mortgages. Meanwhile, three-year-old Lower recently completed a $100 million Series A funding round.
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Grapevine: Still Interested in MBs: PE Firms / The IPO Queue

July 9, 2021
Brandon Ivey and Paul Muolo
A few more mortgage IPOs could hit the stock roulette wheel by yearend. The reason: another potential reprieve on rates.
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When Refis End, We Will All be Just Fine. Right?

May 28, 2021
Lisa Burden
One lender says that when refinances go bust, the industry can’t expect to waltz into the purchase market without there being casualties. Others are more sanguine.
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Sterling Bancorp Posts a Profit, Albeit Small, 1Q21

May 14, 2021
Maria Volkova
Sterling Bancorp recently reached a $12.5 million settlement for allegedly violating the Securities Act. The company is now ready to turn the page on its non-agency past.
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Latest Imf News

  • Correspondents Increase Share of Nonconforming Production

  • Two Harbors to Move Forward With Merger Vote

  • Succession Plan for FHA Commissioner Unclear

  • Refi Opportunities Available Despite Rate Uncertainty

More Imf News

Featured Data

  • Ginnie Issuance Down in May as Refis Slump

  • Jumbo Servicing Volume Bumps Higher in 1Q

  • Non-Agency Jumbo Lending Drops in First Quarter

  • REITs Boost MBS Holdings, AGNC Rises to Top Investor

More Featured Data

Featured Reports

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Agency Channel Analysis: 1Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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