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Home » Topics » Inside Mortgage Trends » Purchase Lending

Purchase Lending
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Racial Disparities in Mortgage Lending Persist at Fintechs

November 20, 2020
Brandon Ivey
Moving the origination process online has done little to reduce the racial disparities in mortgage lending, according to a new analysis of HMDA data.
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Credit Model Reform Needed to Solve Housing Discrimination

November 20, 2020
Yemeng Yang
Incorporating alternative data into the underwriting model with rigorous front-end control may help eliminate racial inequality in housing, according to industry analysts.
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Grapevine: Buying High-Coupon MSRs / UWM’s SPAC a Go

November 20, 2020
Paul Muolo
There’s more than one way to skin an MSR cat. Meanwhile, looks like UWM’s SPAC will be completed in December.
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Homeownership Rate Flat in 3Q Despite Low Interest Rates

November 6, 2020
Brandon Ivey
Many potential buyers haven’t been able to take advantage of low mortgage rates because home prices have increased faster than income, limiting affordability.
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Uniformity and Collaboration Key to RON’s Success

October 23, 2020
Yemeng Yang
The coronavirus pandemic has sped the adoption of remote online notarizations, but uniformity and collaboration are critical for sustainability.
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TRID Too Costly? Try the Sandbox Program, Says CFPB

October 9, 2020
Yemeng Yang
The Independent Community Bankers of America said it plans to collaborate with the CFPB to test certain community bank-inspired improvements to the TRID rule through the trial disclosure “sandbox” program.
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Grapevine: S-1 Secrets Revealed / Caliber’s $20 Million Man

October 9, 2020
Paul Muolo
So, you want to be a publicly traded company? Be prepared to made disclosures that normally might never see the light day. Both good and bad.
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Correspondent Share Down In Major Product Categories

September 25, 2020
John Bancroft
Retail lending reigned supreme in the second quarter as lenders facing an onslaught of consumer demand focused on the most efficient and profitable production strategy. (Includes two data charts.)
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Grapevine: All Aboard the IPO Plane / Made in Michigan

September 25, 2020
Paul Muolo and Brandon Ivey

Are some of the nation's largest nonbank home lenders pining to go public as originations toy with record volumes? Rumors abound.


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RE/MAX and Motto Mortgage Acquire Loan Processing Firm

September 11, 2020
Brandon Ivey
RE/MAX Holdings and Motto Mortgage acquired wemlo, a provider of third-party mortgage loan processing services.
Read More
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Featured Data

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