The revised CDFI certification process will improve lender accountability and streamline the application process.

Lenders have launched a variety of products to reduce downpayment costs for GSE-eligible borrowers.

Faster, better analysis of credit data means Fannie Mae can reduce some of the barriers to homeownership in “missing middle” housing.

Federal Housing Finance Agency Director Sandra Thompson wants closer collaboration among the FHLBanks, the Federal Reserve and FDIC.

Beginning in 2024 cities and counties in California can adopt ordinances to let an accessory dwelling unit be sold or conveyed separately from the primary residence.

There is still no firm release date on FHFA’s once-in-a-hundred-year review of the Federal Home Loan Bank system. The report was supposed to come out by the end of September.

Smaller real estate investors are playing a larger role in the housing market as inventory fails to keep up with demand.

The new proposed capital requirements could reduce LMI lending by large banks and make warehouse financing expensive for nonbanks.

A judge determined that Change Lending will be able to provide loans as a certified CDFI until at least December.

Experts call for ongoing, intentional and collaborative efforts across federal agencies to combat racial disparities in homeownership and access to housing financing.