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Home » Topics » Inside Mortgage Finance » Affordable Housing

Affordable Housing
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FHLBanks on Tenterhooks Over Delayed FHFA Report

October 12, 2023
Dennis Hollier
There is still no firm release date on FHFA’s once-in-a-hundred-year review of the Federal Home Loan Bank system. The report was supposed to come out by the end of September.
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Fix-and-Flips Make Up Growing Portion of Home Sales

October 12, 2023
James Dohnert
Smaller real estate investors are playing a larger role in the housing market as inventory fails to keep up with demand.
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Industry Criticism Piles Up on Proposed Bank Capital Rules

September 28, 2023
Dennis Hollier
The new proposed capital requirements could reduce LMI lending by large banks and make warehouse financing expensive for nonbanks.
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Change Lending Regains CDFI Status Following Court Order

September 14, 2023
James Dohnert
A judge determined that Change Lending will be able to provide loans as a certified CDFI until at least December.
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Federal Agencies Look to Sustain Equity Efforts

July 20, 2023
Monica Hogan
Experts call for ongoing, intentional and collaborative efforts across federal agencies to combat racial disparities in homeownership and access to housing financing.
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Built-Up Equity Can Help Ease Purchase Mortgages

July 20, 2023
James Dohnert
Homeowners are waiting out the high-interest rate environment before considering selling.
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Mortgage Credit Tightens Amid Market Uncertainty

June 22, 2023
James Dohnert
For the third consecutive month, mortgage credit availability declined, with some products reaching their lowest levels in a decade. It’s only expected to get worse as lenders worry about the economy.
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CDFIs Raise Concerns Over Delay in Certification Process

June 15, 2023
James Dohnert
Pushback of proposed certification requirements and a vacant leadership role have led to a year-long blackout on new CDFI applications.
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Healthy Adoption of Fannie’s Positive Rent Payment Pilot

June 15, 2023
Dennis Hollier
More than 13,000 residents have established a credit score for the first time due to the pilot program.
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Industry Backs HUD Plan on Affirmatively Furthering Fair Housing

April 27, 2023
Monica Hogan
The proposed rule would direct all HUD program participants to proactively take actions to overcome patterns of segregation, promote fair housing choice and eliminate disparities in opportunities, among other issues.
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