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Home » Topics » Inside Mortgage Finance » Affordable Housing

Affordable Housing
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Trump Comments Revive GSE IPO Speculation

May 7, 2026
Dennis Hollier
Despite ending his long hiatus on GSE talk, Trump fails to persuade skeptics that he’s ready to take Fannie and Freddie out of conservatorship anytime soon.
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Credit Boxes Widening for Downpayment Assistance

May 7, 2026
James Dohnert
Downpayment assistance programs are no longer just for first-time homebuyers with limited income.
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Survey Finds Lock-In Effect Thawing, Slowly

April 30, 2026
James Dohnert
The housing market is starting to see a decline in mortgage lock-in but it will take a while to reach a new equilibrium.
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Lenders Challenged as Potential Homebuyers May Prefer Renting

April 23, 2026
James Dohnert
With interest rates elevated, lenders are urged to highlight the wealth creation potential of homeownership to encourage renters to take the plunge and purchase a home.
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Private Home Listings May Impact Appraisal Valuations

April 16, 2026
James Dohnert
Real estate professionals argue that private listings can be a net negative for homebuyers and sellers.
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Uncertainty Clouds Spring Homebuying Outlook

April 9, 2026
James Dohnert
Pent-up buyer demand may help overcome some interest rate challenges and economic uncertainties this spring.
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Borrowers Turning to ARMs for Affordability Options

March 5, 2026
James Dohnert
Lenders expect ARM originations to continue to rise even as interest rates have begun to decline.
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Lenders Taking Multipronged Approach to Encourage Affordability

February 19, 2026
James Dohnert
David Neylan, president and chief operating officer at Guild Mortgage, said there is no quick fix to make homebuying more affordable.
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Lenders Expected to Retain More Servicing After Recent Sell Off

February 12, 2026
James Dohnert
Lenders are examining opportunities to retain more servicing this year as originations are expected to stay steady.
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Servicers Raise Alarms as Delinquencies Rise

February 12, 2026
James Dohnert
Unemployment and inflation are leading to an increase in delinquencies and foreclosures.
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Latest Imf News

  • UWM’s Ishbia Not Impressed With Management at Two Harbors

  • Originations Increase, Losses Jump at Better in First Quarter

  • Net Interest Income Varies at Fannie, Freddie

  • Real Estate Company reAlpha Lays Off 25% of Staff

More Imf News

Featured Data

  • Mixed Trends for Mortgage Originations in 1Q

  • Mortgage Complaints Filed With the CFPB Surge in 1Q

  • Depository Servicers End Slide in Servicing Share

  • Bulk Agency MSR Sales Back to Normal in First Quarter

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

  • Agency Seller-Issuer Profile: 4Q25 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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