Lenders expect ARM originations to continue to rise even as interest rates have begun to decline.

David Neylan, president and chief operating officer at Guild Mortgage, said there is no quick fix to make homebuying more affordable.

Lenders are examining opportunities to retain more servicing this year as originations are expected to stay steady.

Unemployment and inflation are leading to an increase in delinquencies and foreclosures.

Former Freddie CEO believes most prospective remedies to the affordability crisis will benefit only borrowers who don’t need the help.

Pete Mills, a senior vice president at MBA, believes housing affordability initiatives are more likely to come from executive orders this year.

The president wants to address housing affordability but also wants home prices to remain high because it has made a lot of people wealthy.

House Republicans blamed regulations and immigration, while Democrats believe President Trump’s effort to ban institutional investors from buying single-family homes didn’t go far enough.

President Trump has opposed a plan from his economic advisor to waive penalties on 401(k) withdrawals used for a downpayment.

President Trump’s directive to lower interest rates helped spur a tightening in mortgage spreads, but economists are skeptical of the long-term impact of the move involving GSE purchases of MBS.