Lenders urged the regulator to spell out the GSEs’ conservatorship-era obligations that could apply even if Fannie and Freddie are released.

Cross-industry coordination will be key to increasing housing affordability, according to industry participants.

The new requirements, and the shutdown, are expected to further delay the release of CDFI Fund awards that have already been approved.

Housing legislation with strong bipartisan support could move forward in the Senate as soon as this month.

Larger credit unions are increasingly acquiring community banks and reducing mortgage lending in local communities, according to the Independent Community Bankers of America.

Democrats in the House offered 14 housing-related bills, many with bipartisan support.

Still, experts believe more can be done to educate borrowers on availability of downpayment programs.

Fannie Mae economists slightly increased their mortgage rate projections for the remainder of the year despite widespread expectations that the Federal Reserve will cut the federal funds rate in September.

Industry executives believe artificial intelligence can improve risk management and help reduce insurance premiums and property taxes.

Some $324 million in congressionally appropriated funding for the CDFI Fund has yet to be released by the Trump administration.