Downpayment assistance programs are no longer just for first-time homebuyers with limited income.

The housing market is starting to see a decline in mortgage lock-in but it will take a while to reach a new equilibrium.

With interest rates elevated, lenders are urged to highlight the wealth creation potential of homeownership to encourage renters to take the plunge and purchase a home.

Real estate professionals argue that private listings can be a net negative for homebuyers and sellers.

Pent-up buyer demand may help overcome some interest rate challenges and economic uncertainties this spring.

Lenders expect ARM originations to continue to rise even as interest rates have begun to decline.

David Neylan, president and chief operating officer at Guild Mortgage, said there is no quick fix to make homebuying more affordable.

Lenders are examining opportunities to retain more servicing this year as originations are expected to stay steady.

Unemployment and inflation are leading to an increase in delinquencies and foreclosures.

Former Freddie CEO believes most prospective remedies to the affordability crisis will benefit only borrowers who don’t need the help.