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Home » Topics » Inside Mortgage Finance » Affordable Housing

Affordable Housing
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Will Yellen Make GSEs’ Exit from Conservatorship Easier?

January 28, 2021
Dennis Hollier
Industry insiders speculate on how the Biden administration might alter the recently amended preferred stock purchase agreement.
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Regulatory Enforcement to Escalate Under Biden

January 21, 2021
Brandon Ivey
Lenders are likely to see tougher regulatory enforcement in the coming years, along with increased support for affordable housing.
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Freddie Posts New Mission-Driven Discounts

January 7, 2021
Dennis Hollier
To meet FHFA’s new mission-driven purchase volume requirements, Freddie Mac will modify its guarantee-fee discounts for low-, very-low- and moderate-income loans.
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Waters Wants Trump-Era Housing Policies Rescinded

December 10, 2020
Dennis Hollier
House Financial Services Committee Chair Maxine Waters, D-CA, wants various rules and regulations introduced during Trump’s presidency to be rescinded or replaced.
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Will Biden Undo GSE Reform, Fire Calabria?

November 12, 2020
The latest speculation inside the Beltway relates to what possible changes a new Democratic administration might make to Fannie Mae and Freddie Mac.
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Court Dismisses Charges in $500 Million MF Mortgage Fraud Case

November 5, 2020
Dennis Hollier
A federal judge found that the government’s failure to provide evidence in a timely manner violated the defendants’ constitutional right to a speedy trial. But the case was dismissed without prejudice.
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Residential Delinquencies Swimming Against the Tide?

October 29, 2020
Dennis Hollier
Moody’s economists expect the percentage of mortgages 60 days or more delinquent to once again spike in the third and fourth quarters.
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FHFA Moves to Clamp Down New GSE Products, Activities

October 22, 2020
Dennis Hollier
A new rule proposed by the FHFA this week would ensure Fannie Mae and Freddie Mac “stay focused on their core mission and do not stray into business the market already serves well” after they exit conservatorship.
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Calabria Could Be in for a Rough Ride if Biden Wins

October 15, 2020
Dennis Hollier
Industry watchers said a blue wave would stall GSEs’ recapitalization and exit from conservatorship and likely send FHFA Director Mark Calabria packing.
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Industry Stakeholders Back Fed’s Plan to Revisit CRA

September 24, 2020
Yemeng Yang
Under the Fed’s framework, which in many ways differs from the OCC’s final rule, a bank’s mortgage lending performance will be evaluated in two ways: a retail test and community development measurement.
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