Beginning June 16, custom single-family pools in the Ginnie II program won’t be subject to the 10% concentration limit on mortgages with buydowns.

Lenders turned down 24.5% of VA refi applications in 2024, compared with 37.3% in the previous year.

The confirmation of Michelle Bowman as vice chair for supervision at the Fed could prompt the Fed to begin to make regulatory changes.

Delinquencies on FHA mortgages have crept higher since recovering from the pandemic.

ARMs accounted for less than 1% of total FHA originations in 2024.

Freddie Mac is marketing a $529.00 million CRT deal.

Ginnie MBS investors continue to have concerns about mortgages with permanent buydowns.

Removal activity had increased in each of the previous four quarters.

FHA’s COVID-19 loss-mitigation options will be rescinded and the Trump administration is taking a close look at the payment supplement program established during the Biden administration.

HECM endorsements declined by 8.6% on an annual basis in 2024.