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Home » Topics » Government-Insured Lending » FHA

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FHA Servicing Growth Outpaces VA in Fourth Quarter

January 28, 2025
Andras Malatinszky
FHA servicing volume increased by 2.5% on a quarterly basis, hitting $1.39 trillion at the end of the fourth quarter of 2024.
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Short Takes: GSE Bi-Merge Transition Delayed / FHA Updates Loss-Mitigation Waterfall / Updated Damage Estimates for CA Wildfires / A&D to Acquire Flagstar’s Wholesale Business via Mr. Cooper

January 17, 2025
Brandon Ivey
The GSEs didn't provide a revised timeline for implementing bi-merge credit score policies.
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Short Takes: Housing Groups Support Turner / FHA Looks to Boost Nonprofit Participation / Large Expanded-Credit MBS From CrossCountry / Pretium, Nomura Team on RPL MBS

January 15, 2025
Brandon Ivey
A coalition of 23 housing groups offered an enthusiastic endorsement of Scott Turner as secretary of the Department of Housing and Urban Development.
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HUD, PHH Settle on Servicing Convenience Fees

January 14, 2025
Monica Hogan
HUD alleged PHH charged convenience fees in violation of FHA requirements.
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Short Takes: CFPB Warns of Underinsurance for Flood Risk / FHA Adjusts on In-Home Rental Income / Home Price Appreciation Picks Up / Homebuilder Sees Stronger Demand

January 14, 2025
Brandon Ivey
The CFPB suggested that First Street Foundation does a better job of identifying flood risk than the Federal Emergency Management Agency.
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Short Takes: Turner’s Confirmation Hearing / FHA Revises Partial Claim Payoff Proposal / Real Estate Investors Eye Tariffs, Immigration / STACR Issuance From Freddie

January 10, 2025
Brandon Ivey
The nomination hearing for Scott Turner to lead HUD is scheduled for Jan. 16.
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FHA Establishes Servicing Oversight Policy

January 8, 2025
Monica Hogan
The agency had never published its method of identifying servicing defects before.
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FHA Proposal Aims to Increase Servicer Liquidity

December 19, 2024
Monica Hogan
FHA is considering reimbursing servicers for tax and insurance advances earlier in the default process.
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HUD Set to Launch New Loan Sale Program for FHA

December 10, 2024
Brandon Ivey
The final rule will implement without changes a proposed rule issued in July 2024.
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Short Takes: FHA Adopts Bank-Like Cyber Reporting Requirements / CFPB Looks to Regulate Data Brokers / Bipartisan Legislation in House on AI / Expanded-Credit MBS From Invictus

December 3, 2024
Brandon Ivey
FHA’s new cyber incident reporting requirements align with those of the federal banking regulators.
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