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Loss-Mitigation Changes Blamed for Rise in FHA DQs

April 13, 2026
Emmeline Willey
The recent rise in FHA delinquencies appears to be an artificial effect caused by the new trial payment plans borrowers must complete before loans can be modified, according to research by the Center for Responsible Lending.
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Appeals Court Rules in Favor of Lender in Attorney's Fees Dispute

April 7, 2026
Brandon Ivey
Academy Mortgage won an appeal in a case involving attorney's fees associated with a lawsuit filed under the False Claims Act.
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HECM Endorsements Increase Slightly in 2025

April 3, 2026
Emmeline Willey
Endorsements of FHA home equity conversion mortgages rose 3.2% on an annual basis to $14.17 billion in 2025.
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Correspondent Channel Gains Share in FHA/VA Lending

March 31, 2026
Emmeline Willey
The correspondent channel accounted for 38.0% of government-insured originations in 2025, up from a 34.5% share in 2024.
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Ginnie Loans Help Drive Up Servicing Balances in 2025

March 20, 2026
Brandon Ivey
Some $2.71 trillion of Ginnie servicing was outstanding as of the end of 2025, up 6.8% from 2024.
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Withdrawals From Ginnie MBS Spike in Fourth Quarter

March 19, 2026
Emmeline Willey
The $87.67 billion of removals were largely tied to borrower payoffs.
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MBA Pulls Support for Housing Bill, Seeks Changes

March 12, 2026
Brandon Ivey
The two biggest issues the MBA has with the bill in the Senate involve loan limits for FHA multifamily mortgages and provisions in an effort to limit institutional ownership of single-family properties.
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FHA Faulted on Now-Rescinded Foreclosure Sale Program

March 6, 2026
Emmeline Willey
One of the mortgagee letters that established the policies in 2022 required that HUD document all CWCOT property sales, but the HUD OIG said it didn’t keep records verifying buyers, such as the statements owner-occupants must sign verifying they intend to use the home as a principal residence.
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Refi Activity Soars at VA, FHA in Fourth Quarter

March 4, 2026
Emmeline Willey
Refi guarantees in the Department of Veterans Affairs’ home loan program more than doubled during the fourth quarter.
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Ginnie Issuance Climbs Slightly in January

February 19, 2026
Emmeline Willey
Issuance of Ginnie Mae mortgage-backed securities increased by 3.5% on a monthly basis in January.
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