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      <title>Appeals Court Rules in Favor of Lender in Attorney's Fees Dispute</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Academy Mortgage won an appeal in a case involving attorney's fees associated with a lawsuit filed under the False Claims Act.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237131</guid>
      <pubDate>Tue, 07 Apr 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237131-appeals-court-rules-in-favor-of-lender-in-attorney-fee-dispute</link>
    </item>
    <item>
      <title>HECM Endorsements Increase Slightly in 2025</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Endorsements of FHA home equity conversion mortgages rose 3.2% on an annual basis to $14.17 billion in 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237120</guid>
      <pubDate>Fri, 03 Apr 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237120-hecm-endorsements-increase-slightly-in-2025</link>
    </item>
    <item>
      <title>Correspondent Channel Gains Share in FHA/VA Lending</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The correspondent channel accounted for 38.0% of government-insured originations in 2025, up from a 34.5% share in 2024.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237081</guid>
      <pubDate>Tue, 31 Mar 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237081-correspondent-channels-gains-share-in-fha-va-lending</link>
    </item>
    <item>
      <title>Ginnie Loans Help Drive Up Servicing Balances in 2025</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Some $2.71 trillion of Ginnie servicing was outstanding as of the end of 2025, up 6.8% from 2024.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237002</guid>
      <pubDate>Fri, 20 Mar 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237002-ginnie-loans-help-drive-up-servicing-balances-in-2025</link>
    </item>
    <item>
      <title>Withdrawals From Ginnie MBS Spike in Fourth Quarter</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The $87.67 billion of removals were largely tied to borrower payoffs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236980</guid>
      <pubDate>Thu, 19 Mar 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236980-withdrawals-from-ginnie-mbs-spike-in-fourth-quarter</link>
    </item>
    <item>
      <title>MBA Pulls Support for Housing Bill, Seeks Changes</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The two biggest issues the MBA has with the bill in the Senate involve loan limits for FHA multifamily mortgages and provisions in an effort to limit institutional ownership of single-family properties.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236912</guid>
      <pubDate>Thu, 12 Mar 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236912-mba-pulls-support-for-housing-bill-seeks-changes</link>
    </item>
    <item>
      <title>FHA Faulted on Now-Rescinded Foreclosure Sale Program</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[One of the mortgagee letters that established the policies in 2022 required that HUD document all CWCOT property sales, but the HUD OIG said it didn’t keep records verifying buyers, such as the statements owner-occupants must sign verifying they intend to use the home as a principal residence.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236870</guid>
      <pubDate>Fri, 06 Mar 2026 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236870-fha-faulted-on-now-rescinded-foreclosure-sale-program</link>
    </item>
    <item>
      <title>Refi Activity Soars at VA, FHA in Fourth Quarter</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Refi guarantees in the Department of Veterans Affairs’ home loan program more than doubled during the fourth quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236829</guid>
      <pubDate>Wed, 04 Mar 2026 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236829-refi-activity-soars-at-va-fha-in-fourth-quarter</link>
    </item>
    <item>
      <title>Ginnie Issuance Climbs Slightly in January</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of Ginnie Mae mortgage-backed securities increased by 3.5% on a monthly basis in January.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236720</guid>
      <pubDate>Thu, 19 Feb 2026 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236720-ginnie-issuance-climbs-slightly-in-january</link>
    </item>
    <item>
      <title>FHA Loss-Mit Waterfall Change Drives Up Delinquencies</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[In October, FHA launched long-awaited updates to its waterfall, instating a trial payment plan that a borrower would have to complete before taking a permanent loss-mitigation option.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236688</guid>
      <pubDate>Tue, 17 Feb 2026 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236688-fha-loss-mit-waterfall-change-drives-up-delinquencies</link>
    </item>
    <item>
      <title>Delinquencies Climb During Fourth Quarter, Led by FHA</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Marina Walsh, a vice president of industry analysis at the MBA, suggested that the rise in FHA delinquency rates could soon slow.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236681</guid>
      <pubDate>Fri, 13 Feb 2026 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236681-delinquencies-climb-during-fourth-quarter-led-by-fha</link>
    </item>
    <item>
      <title>Loss-Mitigation Policy Changes Drive Rise in FHA Delinquencies</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The total FHA delinquency rate hit 11.86%, the third-highest reading in the past decade.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236549</guid>
      <pubDate>Mon, 02 Feb 2026 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236549-loss-mitigation-policy-changes-drive-rise-in-fha-dqs</link>
    </item>
    <item>
      <title>Short Takes: Applications Slow / FHA Extends Waiver for Flood Requirements / Trump Admin Touts Home Price Depreciation</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage applications declined by 8.5% last week compared to the week prior.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236513</guid>
      <pubDate>Wed, 28 Jan 2026 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236513-short-takes-applications-slow-fha-extends-waiver-for-flood-requirements-trump-admin-touts-home-price-depreciation</link>
    </item>
    <item>
      <title>Private MI Fares Better Than FHA in Fourth Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[GSE purchase-mortgage business with private MI declined at about half the rate of the decline seen in FHA purchase-mortgage business in the fourth quarter of 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236480</guid>
      <pubDate>Fri, 23 Jan 2026 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236480-private-mi-fares-better-than-fha-in-fourth-quarter</link>
    </item>
    <item>
      <title>Trade Groups Offer Affordability Solutions to Trump</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Mortgage Bankers Association, America’s Credit Unions and the Independent Community Bankers of America asked for three specific policy changes to address housing affordability.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236461</guid>
      <pubDate>Thu, 22 Jan 2026 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236461-trade-groups-offer-affordability-solutions-to-trump</link>
    </item>
    <item>
      <title>Refis Drive Ginnie MBS Issuance Up in Fourth Quarter</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[VA refi issuance was the highest since the fourth quarter of 2021.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236441</guid>
      <pubDate>Wed, 21 Jan 2026 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236441-refis-drive-ginnie-mbs-issuance-up-in-fourth-quarter</link>
    </item>
    <item>
      <title>GSE MBS Purchases Help Boost FHA/VA Lending</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage rates declined slightly in the government-insured market after the Trump administration directed Fannie Mae and Freddie Mac to purchase a combined $200 billion in agency mortgage-backed securities.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236429</guid>
      <pubDate>Tue, 20 Jan 2026 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236429-gse-mbs-purchases-help-boost-fha-va-lending</link>
    </item>
    <item>
      <title>Short Takes: Calm Before the Storm / FHA Premium Cut? / Homebuilder Sees Constrained Demand</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Trump is set to reveal plans to address housing affordability and the Supreme Court will hear oral arguments on Trump's effort to remove Lisa Cook from the Federal Reserve's board of governors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236432</guid>
      <pubDate>Tue, 20 Jan 2026 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236432-short-takes-calm-before-the-storm-fha-premium-cut-homebuilder-sees-constrained-demand</link>
    </item>
    <item>
      <title>Refis With MI Gain Share in Agency MBS Market</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Volume with primary MI was up sharply in the fourth quarter of 2025 at both the government-sponsored enterprises and the Department of Veterans Affairs, while FHA volume lagged to some extent.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236404</guid>
      <pubDate>Thu, 15 Jan 2026 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236404-refis-with-mi-gain-share-in-agency-mbs-market</link>
    </item>
    <item>
      <title>Agency MBS Issuance Hits Three-Year High in 2025</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of agency mortgage-backed securities increased by 10.8% on an annual basis to $1.235 trillion in 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236358</guid>
      <pubDate>Fri, 09 Jan 2026 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236358-agency-mbs-issuance-hits-three-year-high-in-2025</link>
    </item>
    <item>
      <title>Correspondent Share of Government-Insured Lending Rises</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The correspondent channel accounted for 40.1% of the survey group’s government-insured production in the third quarter, up from 37.7% in the second quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236334</guid>
      <pubDate>Thu, 08 Jan 2026 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236334-correspondent-share-of-government-insured-lending-rises</link>
    </item>
    <item>
      <title>Mortgage Securitization Rate Increases With GSE Activity</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Some 69.8% of mortgages originated during the third quarter of 2025 were securitized.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236316</guid>
      <pubDate>Wed, 07 Jan 2026 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236316-mortgage-securitization-rate-increases-with-gse-activity</link>
    </item>
    <item>
      <title>Short Takes: Modest Home Price Appreciation Expected / Florida Homebuilder Under Stress / HUD Selling HECMs Tied to Non-Vacant Lots</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Home prices will increase by 1.3% on an annual basis in 2026, according to projections by Veros Real Estate Solutions.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236319</guid>
      <pubDate>Wed, 07 Jan 2026 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236319-short-takes-modest-home-price-appreciation-expected-florida-homebuilder-under-stress-hud-selling-hecms-tied-to-non-vacant-lots</link>
    </item>
    <item>
      <title>Ginnie to Align Liquidation Reporting With GSE Standards</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The Mortgage Bankers Association said its members see value in switching to short-term liquidation reporting.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236226</guid>
      <pubDate>Fri, 19 Dec 2025 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236226-ginnie-to-align-liquidation-reporting-with-gse-standards</link>
    </item>
    <item>
      <title>Short Takes: Senate Confirms FHA, Ginnie Leaders / Mortgage Payments Declining / Property Insurance Trends</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Senate on Thursday confirmed Frank Cassidy as FHA commissioner and Joe Gormley as president of Ginnie Mae.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236230</guid>
      <pubDate>Fri, 19 Dec 2025 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236230-short-takes-senate-confirms-fha-ginnie-leaders-mortgage-payments-declining-property-insurance-trends</link>
    </item>
    <item>
      <title>Refis Lead to Increase in Ginnie MBS Issuance in November</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[While purchase-mortgage issuance fell 8.4% to hit the lowest monthly volume since March, refinance activity spiked 44.0% in November.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236206</guid>
      <pubDate>Thu, 18 Dec 2025 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236206-refis-lead-to-increase-in-ginnie-mbs-issuance-in-november</link>
    </item>
    <item>
      <title>Short Takes: Foreclosures Slow in November / Equifax Offering Income, Employment Verification Earlier / Democrats in Congress Want to Hear From Vought / Another Bite at the Apple for HECM Comments</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Foreclosure filings declined by 3% on a monthly basis in November.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236132</guid>
      <pubDate>Wed, 10 Dec 2025 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236132-short-takes-foreclosures-slow-in-november-equifax-offering-income-employment-verification-earlier-democrats-in-congress-want-to-hear-from-vought-another-bite-at-the-apple-for-hecm-comments</link>
    </item>
    <item>
      <title>FHA Proposes Raising Draw Limits on Rehabilitation Loans</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The proposal would raise the number of draw requests permitted per contractor from two to four under FHA's Limited 203(k) Rehabilitation program.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236101</guid>
      <pubDate>Fri, 05 Dec 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236101-fha-proposes-raising-draw-limits-on-rehabilitation-loans</link>
    </item>
    <item>
      <title>Private MI Sector Gains Originations Share in Third Quarter</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage Guaranty Insurance Corp. remained the top producer among the private MIs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235986</guid>
      <pubDate>Fri, 21 Nov 2025 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235986-private-mi-sector-gains-originations-share-in-third-quarter</link>
    </item>
    <item>
      <title>Short Takes: Sales of Existing Homes Tick Up / Government Servicing Dataset From MISMO / Newer POS Provider Raises Funds</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A decline in interest rates on mortgages helped to prop up home sales during the partial shutdown of the federal government.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235992</guid>
      <pubDate>Fri, 21 Nov 2025 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235992-short-takes-sales-of-existing-homes-tick-up-government-servicing-dataset-from-mismo-newer-pos-provider-raises-funds</link>
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