https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com Rocket Mortgage, the largest agency servicer and a nonbank, went the other way, reducing its portfolio during the quarter. http://www.insidemortgagefinance.com/articles/238837 Fri, 16 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238837-ginnie-servicing-up-in-3q-nonbanks-take-more-share bivey@imfpubs.com First Horizon took a $473 million pre-tax loss in non-interest income on the sale of mortgages with an unpaid principal balance of $4.5 billion. http://www.insidemortgagefinance.com/articles/238822 Thu, 15 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238822-short-takes-first-horizon-takes-loss-on-sale-of-mortgages-restructures-inflation-still-high-margins-improve-at-pnc-fha-supports-build-to-rent ewilley@imfpubs.com Refinance business dropped and VA volume declined at a faster pace than FHA business. http://www.insidemortgagefinance.com/articles/238779 Mon, 12 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238779-ginnie-issuance-declines-by-95-in-third-quarter ewilley@imfpubs.com The U.S. Court of Appeals for the Fifth Circuit upheld a ruling by a Texas district court, determining that Ginnie Mae had the authority to seize Texas Capital Bank’s interest in the tails on home equity conversion mortgages once serviced by Reverse Mortgage Funding. http://www.insidemortgagefinance.com/articles/238782 Mon, 12 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238782-appeals-court-affirms-ginnies-seizure-of-rmfs-hecm-tails bivey@imfpubs.com Refi volume in agency MBS issuance declined by 46.3% on a quarterly basis. http://www.insidemortgagefinance.com/articles/238773 Fri, 09 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238773-agency-mbs-issuance-declines-in-3q-with-drop-in-refis bivey@imfpubs.com Trade groups said aligning ROV policies across mortgage programs would be preferable. http://www.insidemortgagefinance.com/articles/238759 Thu, 08 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238759-short-takes-lenders-want-uniform-standards-for-rov-transunion-offers-first-look-program-loandepot-gets-funding-from-nomura-agnc-maintains-dividend-level-for-october bivey@imfpubs.com The average interest rate on a 30-year fixed-rate mortgage hit 7.28% Thursday, according to Freddie Mac. http://www.insidemortgagefinance.com/articles/238716 Fri, 02 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238716-short-takes-interest-rates-jump-25-bp-in-a-week-fha-moves-forward-with-uad-36-fhfa-oig-explains-difference-in-funding-level-the-loan-store-rebrands-to-averra-financial ewilley@imfpubs.com Matt Jones, the Trump administration’s nominee for commissioner of FHA, plans to continue to work to reduce mortgage costs and housing costs if confirmed for the position. http://www.insidemortgagefinance.com/articles/238698 Thu, 01 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238698-fha-nom-targets-cost-reductions bivey@imfpubs.com The GSEs’ share of servicing topped out at 50.4% in March 2022 and has declined each quarter since then, through June 2026. http://www.insidemortgagefinance.com/articles/238658 Tue, 29 Sep 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238658-gses-lose-more-servicing-share-in-second-quarter ewilley@imfpubs.com Under the draft revisions to the FHA handbook, FHA would accept the property condition and quality ratings scale used by the government-sponsored enterprises. http://www.insidemortgagefinance.com/articles/238621 Wed, 23 Sep 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238621-fha-eyes-gse-property-requirement-alignment bivey@imfpubs.com Earlier in his career, Jones was a staffer in the Senate and he was an associate vice president of government housing finance at the Mortgage Bankers Association from early 2023 through early 2025. http://www.insidemortgagefinance.com/articles/238535 Tue, 15 Sep 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238535-jones-nominated-for-fha-commissioner ewilley@imfpubs.com Ginnie guaranteed $49.44 billion of MBS in August, a 3.0% decline from July. Refinance volume declined 13.6% during the period, while purchase-mortgage volume held steady at 0.2%. http://www.insidemortgagefinance.com/articles/238526 Mon, 14 Sep 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238526-declining-refis-drag-down-ginnie-mbs-issuance ewilley@imfpubs.com FHA plans to begin accepting VantageScore 4.0 and FICO 10T credit scoring models on Jan. 1. http://www.insidemortgagefinance.com/articles/238522 Fri, 11 Sep 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238522-fha-to-allow-vs4-fico-10t-at-beginning-of-2027 bivey@imfpubs.com The effort aims to “address crucial workplace and mission needs by eliminating redundancies, streamlining and increasing flexibility in work processes and consolidating administrative functions.” http://www.insidemortgagefinance.com/articles/238471 Tue, 08 Sep 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238471-hud-office-reorganization-plan-withdrawn-after-brief-publication ewilley@imfpubs.com Purchase-mortgage business is running ahead of the levels seen in the first half of 2025. http://www.insidemortgagefinance.com/articles/238430 Wed, 02 Sep 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238430-fha-va-lending-up-sharply-in-first-half-of-year bivey@imfpubs.com Applications were essentially unchanged on a weekly basis last week even as interest rates ticked up. http://www.insidemortgagefinance.com/articles/238433 Wed, 02 Sep 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238433-short-takes-applications-hold-steady-fha-offers-relief-in-indiana-betters-bills-piling-up-in-ceo-fight dhollier@imfpubs.com Federal Housing Finance Agency Director Bill Pulte directed Fannie Mae and Freddie Mac to end support for special purpose credit programs earlier this year. But now other agencies are also ending authorization for the programs. http://www.insidemortgagefinance.com/articles/238406 Fri, 28 Aug 2026 11:59:36 -0400 https://www.insidemortgagefinance.com/articles/238406-federal-agencies-rescind-spcp-authorization ewilley@imfpubs.com Among the milestones that the effort is on track to meet: development of technology systems to accommodate the transition. http://www.insidemortgagefinance.com/articles/238330 Thu, 20 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238330-fha-testing-of-uad-36-remains-on-track ewilley@imfpubs.com A rise in purchase-mortgage volume wasn't enough to offset declining refi activity. http://www.insidemortgagefinance.com/articles/238306 Wed, 19 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238306-ginnie-issuance-down-in-july-with-fewer-refis bivey@imfpubs.com FHA mortgages continued to show the worst performance. http://www.insidemortgagefinance.com/articles/238282 Fri, 14 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238282-mortgage-delinquencies-let-up-in-2q-still-above-2025-levels bivey@imfpubs.com Ginnie will allow trial payment periods to count toward the agency’s seasoning requirements. http://www.insidemortgagefinance.com/articles/238269 Thu, 13 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238269-short-takes-ginnie-updates-seasoning-requirements-for-rpls-redwood-goes-bigger-with-ipl-mbs-few-homebuyers ewilley@imfpubs.com FHA loss-mitigation removals more than doubled from $1.86 billion in the first quarter to $4.74 billion. http://www.insidemortgagefinance.com/articles/238175 Wed, 05 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238175-loss-mit-removals-of-fha-loans-from-mbs-increase-in-2q ewilley@imfpubs.com Delinquencies initially rose when FHA implemented changes to its loss-mitigation waterfall in October, installing trial payment plans that keep delinquent loans pooled for three months, generally, before the servicer can buy the loan out for a modification. http://www.insidemortgagefinance.com/articles/238160 Mon, 03 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238160-declining-dqs-show-signs-of-stabilization-for-fha-market bivey@imfpubs.com In the first half of 2026, $120.88 billion of GSE purchase mortgages with private MI was securitized, a 4.5% increase from the first half of 2025. http://www.insidemortgagefinance.com/articles/238089 Fri, 24 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238089-primary-mi-volume-up-somewhat-in-first-half-of-2026 ewilley@imfpubs.com Equity Prime Mortgage, AmeriTrust Mortgage and OCMBC had their DE approval terminated in several regions. http://www.insidemortgagefinance.com/articles/238075 Thu, 23 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238075-fha-pulls-direct-endorsement-approval-for-3-lenders ewilley@imfpubs.com The nonbank increased its Ginnie servicing portfolio by $15.70 billion during the quarter, including $14.35 billion in FHA servicing. http://www.insidemortgagefinance.com/articles/238041 Tue, 21 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238041-bayview-creates-some-distance-from-other-top-ginnie-servicers ewilley@imfpubs.com FHA proposed an alternative structure for its partial claims in pursuit of making the program easier for program participants and the Department of Housing and Urban Development's servicer to manage. http://www.insidemortgagefinance.com/articles/238039 Tue, 21 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238039-fha-seeks-to-improve-partial-claim-management ewilley@imfpubs.com In late April, Ginnie announced that it would exclude FHA mortgages on trial payment plans when calculating servicers’ delinquency ratios for compliance purposes. http://www.insidemortgagefinance.com/articles/238028 Fri, 17 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238028-ginnie-lenient-with-va-delinquencies-as-well bivey@imfpubs.com Primary MI volume in the agency MBS market increased at a faster pace at FHA and VA in the second quarter of 2026 compared with private MI usage with the GSEs. http://www.insidemortgagefinance.com/articles/238011 Thu, 16 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238011-fha-va-drive-up-primary-mi-volume-in-second-quarter bivey@imfpubs.com M&T Bank says it has been adding capacity to its subservicing operations in anticipation of increasing volume. http://www.insidemortgagefinance.com/articles/238015 Thu, 16 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238015-m-and-t-adds-subservicing-for-bayview