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Private MI Sector Gains Originations Share in Third Quarter

November 21, 2025
John Bancroft
Mortgage Guaranty Insurance Corp. remained the top producer among the private MIs.
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Short Takes: Sales of Existing Homes Tick Up / Government Servicing Dataset From MISMO / Newer POS Provider Raises Funds

November 21, 2025
Brandon Ivey
A decline in interest rates on mortgages helped to prop up home sales during the partial shutdown of the federal government.
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Short Takes: FHA, Ginnie Nominations Move Forward / FHA Removes Disclosure Requirement / New Mortgage Lender / Fairway Partners on Credit Card

November 20, 2025
Brandon Ivey
The Mortgage Bankers Association called for the full Senate to quickly confirm the nominees.
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Refis Push Ginnie Issuance Up in October

November 19, 2025
Emmeline Willey
Refi volume in Ginnie MBS issuance increased by 46.7% on a monthly basis to $15.25 billion in October.
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Onity Shifts on Reverse Mortgages, Turns to FoA

November 19, 2025
Brandon Ivey
Onity is selling reverse-mortgage MSRs to Finance of America Reverse and ending production of the loans.
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Negative Equity a Growing Concern for FHA, VA Borrowers

November 17, 2025
Emmeline Willey
Some 4.3% of FHA loans and 7.5% of VA loans are underwater, according to Intercontinental Exchange’s November mortgage report.
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HUD Punts Energy Efficiency Standards to 2026

November 11, 2025
Emmeline Willey
Homebuilders and lenders balked at the standards.
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GSE Purchase Mortgages With Private MI Up in 3Q

November 7, 2025
Brandon Ivey
At top-ranked United Wholesale Mortgage, GSE deliveries with private MI were down 9.5% from the second quarter.
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Delinquency, Foreclosure Removals Rise in Ginnie MBS

November 5, 2025
Emmeline Willey
Servicer removals tied to FHA delinquencies and foreclosures increased 31.0% from the second quarter.
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Short Takes: Invictus Boosts Expanded-Credit MBS Issuance / Home Price Depreciation in Some Areas / FoA Takes Loss in 3Q / HUD Selling HECMs for Vacant Properties

November 5, 2025
Brandon Ivey
An affiliate of Invictus Capital Partners is set to issue a $707.4 million expanded-credit mortgage-backed security.
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Latest Imf News

  • Borrower Lock-In Easing With Passage of Time

  • Ginnie Issuance Climbs Slightly in January

  • Fannie Economists See Interest Rates Staying Higher for Longer

  • Income and MBS Portfolio Increase at Armour in Fourth Quarter

More Imf News

Featured Data

  • CRE Securitization Rises in 2025 With Agency MF Boost

  • Refi Lending Nearly Doubles in 4Q, Purchase Share Drops

  • FHA Delinquencies Rise to Pandemic Levels

  • Expanded-Credit MBS Issuance Slows in 4Q

More Featured Data

Featured Reports

  • Mortgage Profitability Report 3Q25 (PDF)

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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