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Home » Topics » Government-Insured Lending » FHA

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FHA Lending Up, VA Down in Second Quarter

August 17, 2021
John Bancroft
VA Interest Rate Reduction Refinance Loan volume declined by nearly 40% in the second quarter.
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Gordon Outlines Plans for FHA

August 16, 2021
Monica Hogan
Biden's FHA pick vows to help borrowers and lenders through the COVID-19 aftermath.
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Home Sellers Don’t Look Fondly on Borrowers with FHA/VA Loans

July 6, 2021
Maria Volkova
Only 13% of home sellers would "definitely" be likely to accept an offer from buyers using an FHA or VA loan, according to a survey by the National Association of Realtors.
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Liquidations of Loans from Ginnie MBS Up Sharply in 2020

January 29, 2021
John Bancroft

Liquidations of loans from Ginnie Mae MBS nearly doubled in 2020 on an annual basis.


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Nominee to Head HUD Noncommittal on Potential Cut to FHA Premiums

January 29, 2021
Maria Volkova

If conformed to run HUD, Marcia Fudge plans to discuss a reduction to FHA premiums with HUD staff then have further discussions with members of Congress.


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IG Warns FHA Could be Receiving Inaccurate Data from Servicers

December 29, 2020
Maria Volkova

HUD's IG is in the process of reviewing forbearance data provided by servicers and the relief options they offer borrowers.


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Correspondent and Broker Channels Regain Some Share of FHA/VA Market

December 28, 2020
John Bancroft

FHA/VA originations through the correspondent channel increased by 48.5% during the third quarter, bringing the channel's market share to 31.3%.


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FHA Makes it Easier to Refinance Post-Forbearance Loans

September 11, 2020
Yemeng Yang

The FHA lowered payment history requirements for borrowers with previous forbearance to refinance their loans in order to aid the housing market. The changes are for purchase and rate-term refi loans.


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Pandemic Prompted Seniors to Consider HECMs

July 9, 2020
Maria Volkova

The financial turmoil caused by the coronavirus pandemic has prompted many seniors to consider, for the first time, a reverse mortgage


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HFSC Chair Waters Proposes Alternatives to GSE, FHA Forbearance 'Fees'

June 26, 2020
Dennis Hollier

In her letter, Rep. Waters acknowledges the need to manage the risk associated with forbearance loans, bu recommends an alternative to the steep LLPAs leveled by FHA and FHFA. Instead, the congresswoman says those costs should be spread across the agencies’ broader single-family portfolios, resulting in “near-negligible costs on any individual loan.”


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