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Home » Topics » Government-Insured Lending » FHA

FHA
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FHA Urged to Adjust Loss-Mitigation Proposal

July 6, 2023
Monica Hogan
The existing partial claim option isn’t effective because interest rates are so much higher now than when most FHA borrowers signed their present mortgage, analysts at the Urban Institute noted.
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FHA Loans Drive Up Ginnie Issuance in May

June 21, 2023
Monica Hogan
Ginnie Mae MBS issuance increased by 3.3% on a monthly basis in May.
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Numerous Regulatory Changes Involving FHA in the Works

June 20, 2023
Monica Hogan
More than a dozen actions are planned in the coming months.
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Short Takes: FHA Offers Translated Docs / Redwood Cuts Dividend / Strong Demand for Change’s MBS / New Hire at Cenlar

June 14, 2023
Brandon Ivey and Paul Muolo
The translated documents include loan application materials, model documents and various disclosures...
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HUD Proposal on Property Standards in Floodplains Receives Mixed Reaction

June 13, 2023
Monica Hogan
Under the proposal, to qualify for an FHA loan, single-family homes within the 100-year floodplain would be required to be elevated an additional two feet above base flood elevation when they are newly built or substantially improved.
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HECM Lending Fizzles to Pre-Pandemic Levels

June 6, 2023
Andras Malatinszky
Production in the segment has been driven by three fluctuating macroeconomic forces: mortgage rates, inflation and housing prices.
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Congress Working on HUD Budget That Won't Outpace Inflation

June 6, 2023
Monica Hogan
Funding for the Department of Housing and Urban Development is expected to be remain static in 2024 compared to this year’s levels.
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Nonbank Ginnie Issuers Making Progress on Capital Requirements

June 2, 2023
Monica Hogan
Ginnie President Alanna McCargo is confident nonbanks will be able to meet pending capital requirements.
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Ginnie Working to Increase Participation by Smaller Lenders

May 26, 2023
Monica Hogan
Ginnie is expanding a working partnership with the Federal Home Loan Bank of Chicago.
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FHA Plans to Expand Loss-Mitigation Options

May 25, 2023
Monica Hogan
FHA's partial claim option isn’t working well enough, according to FHA Commissioner Julia Gordon.
Read More
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