The private MI share of purchase mortgages with primary mortgage insurance hit 48.4% in the first quarter of 2023.

The rulemaking process will help make current policy more durable, reducing the likelihood future administrations reverse existing fair housing regulation.

A proposed rule from the SEC could prohibit CRT issuance by the GSEs after Fannie and Freddie exit conservatorship.

Individually, the provisions imposed by Fannie and Freddie might seem perfectly understandable given the disaster.

The new rule changes the definition of "colonia" and "rural area" to ensure more of these impoverished, predominantly Latino communities are covered under the regulation.

The revived program means United Wholesale Mortgage will eat 2% of the home price (up to $4,000) in the form of downpayment assistance.

Lenders interviewed by Inside MBS & ABS said they are receiving more buyback requests than before.

At the direction of the Federal Housing Finance Agency, Fannie and Freddie tweaked their efforts to address equity issues for minority homebuyers and renters.

The share of appraisals coming in below the contract price has increased in recent years, a potential sign of appraisal bias.

New credit scoring models will be fully implemented by the GSEs near the end of 2025, according to FHFA.