The retail channel gained market share from brokers and correspondents in the second quarter.

Most pandemic-era flexibilities regarding QRPC, forbearances and loan-modification plans will sunset Nov. 1.

Volume was off 10.4% in July compared with June.

Freddie Mac stated that the borrower’s debt-payment-to-income ratio must be calculated based on the payment plan established with the IRS.

Fitch's downgrade of its rating for the U.S. influenced interest rates on mortgages and had ramifications for GSE CRT.

The core share of GSE activity increased to 81.2% in the first quarter, up from 79.4% in the previous quarter.

Freddie Mac improves income verification options for self-employed borrowers.

Higher home prices allowed the enterprise to shift from a $395 million provision for credit losses in the first quarter to a $537 million benefit in the second.

The mortgage giant saw a $132 million first-quarter provision for losses shift to a $1.22 billion benefit in the second.

The total delinquency rate on agency MBS hit 2.60% at the end of June.