A handful of states have established requirements for interest payments on funds held in mortgage escrow accounts.

“There are a number of companies that have thrown out the rule book, if you will,” said Christy Soukhamneut, a consultant.

“As part of those efforts, next week at Davos I’m going to provide much more detail about our housing policy so that every American who wants to own a home will be able to afford one,” President Trump said.

The bureau was said to have been planning to move its enforcement actions to the DOJ in preparation for a potential lapse in funding.

Fed Chairman Powell said the investigation is a pretext and the real crux is the Fed's refusal to comply with President Trump's calls to lower interest rates.

Some $8.65 billion of single-family rental securitizations were issued in 2025.

Some Democrats in Congress have also sought to limit institutional investment in the single-family market in recent years.

CFPB Consumer Advisory Board member Chelsie Evans, executive director of Hawaiian Community Assets, said that for genuine collaboration among the CFPB, lenders and community organizations, “the system must ensure that families do not bear all the risk, while institutions bear none.”

Measures contained in bipartisan housing packages in both the Senate and House would attach a disclosure to the military service question on the uniform residential loan application to raise awareness of VA loans.

The CDIA said that credit washing, encouraged by credit repair organizations, is driving the increase in complaints submitted to the CFPB.