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Home » Topics » IMFnews » Regulatory

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CFPB Revises Complaint Process for Credit Report Issues

February 10, 2026
Shannon Clark
The updated process requires that consumers first dispute the information directly with the credit or consumer reporting agency.
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Lenders Buying Up Trigger Leads Ahead of Ban

February 9, 2026
Abby Zimmardi
Some lenders are trying to acquire trigger leads ahead of the March ban.
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Midterm Elections Complicate Housing Affordability Initiatives

February 4, 2026
James Dohnert
The Trump Adminstration is said to be considering ways to boost housing affordability through executive order.
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AI Regulation Intensifying at State Level

February 4, 2026
Shannon Clark
The mortgage industry is concerned that new state-level artificial intelligence regulations will impose duplicative or conflicting requirements.
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AARP Files Class Action Against Reverse-Mortgage Lenders

February 2, 2026
James Dohnert
The AARP Foundation filed a class action lawsuit against Celink, Finance of America Reverse and Carrington Mortgage Services claiming that they unlawfully charged home equity conversion mortgage borrowers prohibited fees.
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State Regulators Oppose OCC’s Proposal on Preemption

January 30, 2026
Shannon Clark
The proposals would preempt 12 state laws designed to discourage banks from inflating escrow-account balances as a source of interest-free funding.
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State Regulators, MISMO Tout Benefits of New Dataset

January 28, 2026
Shannon Clark
The Mortgage Compliance Dataset is designed to streamline supervisory compliance examinations for home loans by establishing a common language for supervisory data exchange.
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Mortgage-Related Complaints to CFPB Increase in Fourth Quarter

January 27, 2026
Shannon Clark
Some 6,836 mortgage-related complaints were filed with the bureau between October and December, up 9.7% from the third quarter of 2025.
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Credit Reporting Industry Supports Tri-Merge

January 27, 2026
Dennis Hollier
The trade group representing Equifax, Experian and TransUnion says they're not the source of rising credit score costs; FICO is.
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HUD Secretary Provides Few Specific Plans at Hearing

January 22, 2026
Emmeline Willey
For more than four hours, HUD Secretary Scott Turner repeatedly traced the root of the housing shortage to an issue he told Congress to solve.
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