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Short Takes: CFPB Offers HMDA Reporting Extension / Home Sales Slow in Mid-Atlantic / Few Homebuyers Shop for Lenders

December 11, 2025
Brandon Ivey
Filing deadline for third-quarter HMDA data has been extended to Dec. 12.
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NCRC Launches Fair Lending Tip Line

December 10, 2025
Shannon Clark
The National Community Reinvestment Coalition is accepting confidential tips and will investigate fair lending issues.
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Short Takes: Foreclosures Slow in November / Equifax Offering Income, Employment Verification Earlier / Democrats in Congress Want to Hear From Vought / Another Bite at the Apple for HECM Comments

December 10, 2025
Brandon Ivey
Foreclosure filings declined by 3% on a monthly basis in November.
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Sen. Warren Counting on CFPB Bouncing Back

December 9, 2025
Shannon Clark
“[When] we have a different administration, an administration that believes in enforcing the law, an administration that believes in a level playing field, the apparatus is all there to turn [the CFPB] back on,” Warren said.
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Short Takes: Housing Trust Fund Allocation Later This Year / Milliman Acquires MorVest Capital / Monthly Mortgage Payments Rise / Chase Preps Jumbo MBS

December 9, 2025
Brandon Ivey and James Dohnert
Housing Trust Fund allocations for 2026 were just announced, months behind the usual timeline.
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SEC Sees Support for Effort to Revise MBS Disclosures

December 5, 2025
Abby Zimmardi
The SEC is looking to revise disclosure requirements for publicly-registered MBS and ABS to help increase issuance.
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Warren Pushes Back on CFPB’s ECOA Proposal

December 4, 2025
Shannon Clark
Sen. Elizabeth Warren, D-MA, said there’s a possibility that Congress will use the Congressional Review Act to overturn the proposal if it’s finalized.
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Congress Revises Terms for Still-in-Progress VA Loss-Mit Program

December 3, 2025
Emmeline Willey
The changes also allow VA to charge default-related fees under the partial claim, among other adjustments.
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Banking Regulators Look to Ease Mortgage Capital Requirements

December 2, 2025
Brandon Ivey
"We are considering approaches to more granularly differentiate the riskiness of mortgages with benefits extending to financial institutions of all sizes, not just the largest banks," said Michelle Bowman, vice chair for supervision at the Federal Reserve.
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FHFA’s Fair-Lending Policy for GSEs Unclear, GAO Claims

December 2, 2025
Brandon Ivey
FHFA disagreed with the GAO's assessment.
Read More
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