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Home » Topics » IMFnews » Regulatory

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Senate Committee Advances Johnson’s CFPB Director Nomination

September 18, 2026
Shannon Clark
Brian Johnson could be confirmed in a matter of a few weeks, according to an industry attorney.
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Real Estate Fraud Rising, FBI Lacking Resources

September 17, 2026
Emmeline Willey
NAR attempted to recruit the help of the Federal Bureau of Investigation to crack down on fraud, but was told the bureau didn’t have the resources to pursue the patchwork of cases across the country.
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Pulte Turns Focus to Private MI Profits

September 16, 2026
Dennis Hollier

Seth Appleton, president of USMI, promptly announced the PMI trade group’s support for Pulte’s efforts to align the GSEs’ policy regarding mortgage insurance.


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Short Takes: Pennymac More Aggressive With Loan Limit for 2027 / Applications Tumble / Beyond Credit Union / CDFI Fund Pays Out, With Scrutiny / Aven Partners With NHL Team

September 16, 2026
Brandon Ivey

Pennymac set a conforming loan limit of $850,000 for one-unit properties across the lender’s production channels.


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Industry Trade Groups Support Republican Effort to Reform CFPB

September 9, 2026
Shannon Clark
Former CFPB Director Kathy Kraninger said a new bill from Republicans in the House will “protect consumers while providing certainty that is necessary for responsible institutions to serve their customers and innovate.”
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Short Takes: Pulte Frustrated by Credit Bureaus / Interest Rates Rise to Highest Level Thus Far in 2026 / Better Rejects Garg’s Turnaround Plan

September 4, 2026
Brandon Ivey
FHFA director Bill Pulte expressed frustration that the credit bureaus haven’t sufficiently engaged in reform talks with FHFA, accusing them of “cartel-like” behavior.
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House Republicans Introduce Bill With Major Reforms to CFPB

September 2, 2026
Shannon Clark
H.R. 10184, the Consumer Financial Protection Accountability and Reform Act, would bring the CFPB under the congressional appropriations process, require cost-benefit analyses for rulemakings and stipulate periodic reviews of major rules to ensure their benefits justify their costs.
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Ishbia Expects Changes Around Edges for GSE LLPAs, TRID

September 2, 2026
Brandon Ivey
Ishbia said it’s unlikely that changes to LLPAs will be “massive” or across the board.
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Pew Calls for More Mortgages, Fewer Land Contracts

September 1, 2026
Brandon Ivey
Land contracts lack protections that apply to mortgages and often carry worse terms for homebuyers than mortgages, the Pew Charitable Trusts noted.
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GSE Condo Rule Update May Drive More Non-QM Production

September 1, 2026
Abby Zimmardi
Stricter condo lending standards at Fannie Mae and Freddie Mac could drive some borrowers to the non-agency market.
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