This year's scorecard includes more focus on the multifamily businesses of Fannie Mae and Freddie Mac.

Mortgage borrowers filed only 2.4% fewer complaints last year than in 2022.

The CFPB has concerns about lenders reducing LO comp in an effort to increase originations.

The MBA is taking its concerns about rising costs for obtaining credit scores to the Federal Housing Finance Agency, the Consumer Financial Protection Bureau and the Federal Trade Commission, among other entities.

At the direction of the Federal Housing Finance Agency, Fannie Mae and Freddie Mac are reformulating their Social Index to make it more attractive to investors while still protecting the privacy of borrowers.

The government-sponsored enterprise said it has identified a significant number of fraudulent appraisals tied to mortgages originated between 2021 and 2023.

FINRA has proposed reducing the reporting timeframe for MBS and ABS trades to one minute.

If the government-insured mortgage programs don't follow FHFA in shifting to a bi-merge process, then it's not worth making the switch for GSE loans, according to CHLA.

The case will determine the extent to which federal regulators can preempt state laws.

"What Fannie and Freddie and the FHFA should be doing is trying to convince Congress it’s time to get them out of conservatorship," said James Lockhart, the former director of the Federal Housing Finance Agency.