Some banks are failing a RESPA test on whether payments are “reasonably related” to the value of the services provided.

The OCC is using staff skilled in the analysis of complex models to support fair lending exams of banks.

The U.S. Court of Appeals for the Third Circuit held that National Collegiate Student Loan Trust student loan ABS are covered persons subject to the CFPB’s authority under the Dodd-Frank Act.

Will the allegations against United Wholesale Mortgage amount to anything more than a slight decline in the nonbank's stock?

Priorities for 2024 include clarifying the mission of the FHLBank system and aligning eligibility requirements for different types of FHLBank members.

"If a lender has a full array of products ... [they] serve the credit needs of low- and moderate-income borrowers as well as borrowers in communities of color," said Maurice Jordain-Earl, managing director of Compliance Tech.

Researchers found that local banks exploit their superior information about housing prices when deciding whether to hold loans in their portfolio.

Better's annual report for 2023 will be delayed due to some corrections for the firm's results for 2022.

The trade groups support the goals of CRA but believe the final rules exceed the authority of the regulators...

Between October 2021 and August 2023, 21 exams were conducted.