At the direction of the Federal Housing Finance Agency, Fannie Mae and Freddie Mac are reformulating their Social Index to make it more attractive to investors while still protecting the privacy of borrowers.

The government-sponsored enterprise said it has identified a significant number of fraudulent appraisals tied to mortgages originated between 2021 and 2023.

FINRA has proposed reducing the reporting timeframe for MBS and ABS trades to one minute.

If the government-insured mortgage programs don't follow FHFA in shifting to a bi-merge process, then it's not worth making the switch for GSE loans, according to CHLA.

The case will determine the extent to which federal regulators can preempt state laws.

"What Fannie and Freddie and the FHFA should be doing is trying to convince Congress it’s time to get them out of conservatorship," said James Lockhart, the former director of the Federal Housing Finance Agency.

loanDepot's borrowers are facing difficulties making mortgage payments...

The case centers on whether national banks have to follow state laws on interest payments for funds held in escrow accounts.

Trade groups representing mortgage lenders have raised grave concerns about proposed changes to capital requirements for large banks.

A coalition including Climate Nexus, the American Lung Association, the Sierra Club and the Lincoln Institute of Land Policy weighed in on GSE policy.