Short Takes: FHFA’s Market Share Cap Unclear / Home Purchase Sentiment Ticks Down / Fairway Partners With OpenAI September 9, 2025 Brandon Ivey If subservicing is included in FHFA's market share cap, Rocket plans to shift some of the servicing mix at the combined Rocket/Mr. Cooper.Read More
CFPB Considering Changes to ATR/QM Rule September 5, 2025 Shannon Clark There's no timeframe yet for potential adjustments to the ATR rule.Read More
Short Takes: Miran Cites Fed Independence / Radian Boosts Warehouse Funding From Chase / Provident Sending More GSE-Eligible Mortgages to Non-Agency MBS / AGNC Raising Capital September 4, 2025 Brandon Ivey Stephen Miran, President Trump’s nominee to fill a vacant governor position at the Federal Reserve, said he intends to preserve the Fed’s independence if confirmed for the position.Read More
CFPB Proposes Reducing Supervision of Nonbanks September 3, 2025 Shannon Clark A proposal from the CFPB would limit the bureau's ability to designate nonbanks for supervision.Read More
Trump Considering Declaring National Housing Emergency September 2, 2025 Brandon Ivey The national emergency declaration would allow the administration to use extraordinary powers to address high home prices and limited housing supply.Read More
Mortgage Tech Company Faces Stock Trading Limit September 2, 2025 Brandon Ivey Voxtur Analytics has faced financial difficulties in the past year and was late filing earnings for the second quarter of 2025.Read More
Rocket/Mr. Cooper Merger Gets Nod From FHFA August 27, 2025 Dennis Hollier The regulator, though, says no market participant can account for more than 20% of the GSEs' servicing market.Read More
Trump Fires Federal Reserve Governor, Accusing Her of Mortgage Fraud August 26, 2025 Paul Muolo In a statement, Cook denied legal wrongdoing, saying she would not resign from the Fed.Read More
A Coming Fed Rate Cut? The MSR Effect? August 25, 2025 Paul Muolo After analyzing Powell’s comments, Deutsche Bank forecasted a 25-bp reduction in September.Read More
Short Takes: Senators Prep NFIP Reform Proposal / Existing Home Sales Increase Slightly / Non-Agency MBS Benefit From Moody’s Change August 22, 2025 Brandon Ivey Sens. Bill Cassidy, R-LA, and Cory Booker, D-NJ, are seeking feedback on potential reforms to the National Flood Insurance Program.Read More