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Home » Topics » IMFnews » Regulatory

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CFPB’s Guidance Recissions Hit Snag in Court

July 8, 2025
Shannon Clark
A judge allowed the CFPB to withdraw its amicus brief to the extent the brief discusses now-withdrawn advisory guidance but denied the bureau’s request to strike the brief from the docket.
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Fannie Sets BSA-Like Requirements for Mortgage Companies

July 3, 2025
Brandon Ivey
For mortgage companies not currently subject to the BSA’s anti-money laundering reporting requirements, Fannie will implement requirements of its own.
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Might Commercial Banks Find Ginnie MBS More Appealing?

July 2, 2025
Brandon Ivey
In 2024, Ginnie MBS accounted for about 20% of large-bank investment security holdings with zero risk weight.
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CHLA Pushes Congress to Act on LO Comp Reform

July 1, 2025
Shannon Clark
The trade association also offered several recommendations the CFPB should take up to provide some "flexibility" within the rule.
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HUD Unveils ‘Bold’ FHA Changes, Including Appraisal and Flood Alterations

June 30, 2025
Emmeline Willey
FHA also lowered restrictions on building in areas with flood risk.
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Mortgage-Focused Attorneys Launch New Law Firm

June 27, 2025
Shannon Clark
The founders of the Brody Gapp law firm have mortgage-industry backgrounds.
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FHFA Directs GSEs to Propose Allowing Cryptocurrency in Borrower Reserves

June 26, 2025
Dennis Hollier
FHFA's director ordered Fannie and Freddie to develop proposals for including cryptocurrency in borrower reserves when underwriting mortgages.
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Servicers Seek to Retain Some Pandemic Servicing Policies

June 24, 2025
Shannon Clark
The Mortgage Bankers Association and the American Bankers Association separately called for the CFPB to keep an anti-evasion exception established during the pandemic to help facilitate loan modifications.
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Short Takes: Trigger Leads Bill Approved by House / Home Prices Decline in April / Existing Home Sales Slow / Delinquencies Decline / FHFA to Examine Using Cryptocurrency for Mortgage Qualification

June 24, 2025
Brandon Ivey
Legislation to limit trigger leads passed the House and Senate with minor differences.
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Short Takes: Senate Swiftly Passes Trigger Lead Bill / Rocket Ramps Up CES Securitization / Disaster Recovery Program in California / From Mortgage Stadium to Bounce House

June 13, 2025
Brandon Ivey
The Senate joined the House in passing legislation to restrict trigger leads tied to mortgage applications.
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