The advocates said trade groups representing mortgage companies and others should encourage their members to “liberally grant forbearances, payment deferrals and other accommodations to impacted Minnesotans.”

For part of January, the average interest rate on locks for rate-term refis was below 6.0%.

Some lenders are trying to acquire trigger leads ahead of the March ban.

The total FHA delinquency rate hit 11.86%, the third-highest reading in the past decade.

The Provident deal contains loans mostly made to prime credit borrowers.

"The competitive environment for refinances was, quite frankly, stronger than what I’ve seen historically in an interest rate decline," said David Spector, chairman and CEO of Pennymac Financial Services.

The addition of Mr. Cooper Group’s portfolio in October more than doubled Rocket’s outstanding GSE servicing as the end of December, to $952.02 billion.

Annaly Capital Management’s net income increased by 20.7% on a quarterly basis in the fourth quarter of 2025.

Outside of Rocket Companies, CrossCountry Mortgage was the most active MSR buyer in the fourth quarter of 2025.

The Mortgage Compliance Dataset is designed to streamline supervisory compliance examinations for home loans by establishing a common language for supervisory data exchange.