The total delinquency rate on FHA loans in Ginnie MBS hit 10.90% at the end of September, up 51 bps from the end of June.

The Mortgage Bankers Association is projecting a 25-bp rate cut by the Fed in December and another in the first quarter of 2026.

The lender's gain-on-sale margin declined from 1.22% in the second quarter to 1.14% in the third quarter.

Mortgage-related complaints submitted to the CFPB increased by 6.9% on a quarterly basis in the third quarter.

In August, Two Harbors Investment recorded a litigation settlement expense of $175.1 million tied to a lawsuit filed by the former external manager of the REIT.

“Treasury is focused on ensuring that modernization of our capital framework ends the arbitrage that drives bank lending to nonbanks,” said Treasury Secretary Scott Bessent.

The amount of mortgage servicing rights available for sale declined during the third quarter of 2025.

The biggest bulk transfer in 3Q25: Lakeview Loan Servicing’s purchase of $28.56 billion of MSR from UWM...

As one veteran MSR analyst noted: "Quarter over quarter, we saw little change in MSR values."

Total outstanding balance of single-family mortgages in Ginnie Mae mortgage-backed securities increased by 2.2% from the end of June to $2.65 trillion as of the end of September.