Both Regions Financial and PNC Financial had declines in mortgage-banking income in the fourth quarter of 2025 tied to MSR valuations, net of hedging.

Foreclosure filings increased by 14% on an annual basis in 2025.

Mortgage origination volume at Chase rose 12.4% from the third to the fourth quarter, according to earnings results released Tuesday.

The directive will make the GSEs "noneconomic" buyers of agency MBS.

CFPB Consumer Advisory Board member Chelsie Evans, executive director of Hawaiian Community Assets, said that for genuine collaboration among the CFPB, lenders and community organizations, “the system must ensure that families do not bear all the risk, while institutions bear none.”

Home prices declined on an annual basis in 2025 in 35 of the largest 100 markets in the country, according to Intercontinental Exchange.

A gain in income from the production and sale of new single-family home loans helped cover a modest decline in servicing profitability in the third quarter.

The last day of November falling on Sunday likely was the cause of the increase in delinquencies from October.

The CDIA said that credit washing, encouraged by credit repair organizations, is driving the increase in complaints submitted to the CFPB.

Banks and thrifts saw a 6.1% increase in mortgage-banking income from the second to the third quarter.