The total FHA delinquency rate hit 11.86%, the third-highest reading in the past decade.

The Provident deal contains loans mostly made to prime credit borrowers.

"The competitive environment for refinances was, quite frankly, stronger than what I’ve seen historically in an interest rate decline," said David Spector, chairman and CEO of Pennymac Financial Services.

The addition of Mr. Cooper Group’s portfolio in October more than doubled Rocket’s outstanding GSE servicing as the end of December, to $952.02 billion.

Annaly Capital Management’s net income increased by 20.7% on a quarterly basis in the fourth quarter of 2025.

Outside of Rocket Companies, CrossCountry Mortgage was the most active MSR buyer in the fourth quarter of 2025.

The Mortgage Compliance Dataset is designed to streamline supervisory compliance examinations for home loans by establishing a common language for supervisory data exchange.

Some 6,836 mortgage-related complaints were filed with the bureau between October and December, up 9.7% from the third quarter of 2025.

The impairment rate on securitized non-qualified mortgages didn't recover in December after a spike in November that was thought to be tied to the month ending on a Sunday.

The total delinquency rate for FHA loans in Ginnie Mae mortgage-backed securities rose nearly 100 basis points from the end of September to the end of December, according to a recent Inside Mortgage Trends analysis.