AI Causes Rise in Litigation for Non-QM Lenders July 2, 2026 James Dohnert Industry leaders believe lenders need to work more closely with AI vendors to avoid compliance issues.Read More
Short Takes: Starter Homes Out of Reach / FoA Closes on Reverse MSR Deal / Housing Payments Rise / Publishing Break July 2, 2026 James Dohnert Only about a third of nonhomeowners can afford a starter home, a new LendingTree survey finds.Read More
AI Use in Non-QM Underwriting Ramps Up July 1, 2026 James Dohnert AI is gaining momentum as a tool used in the non-qualified mortgage underwriting process, according to executives at non-QM lenders.Read More
Short Takes: Delinquencies Rise on Securitized Non-QMs / The Sunday Factor in Delinquencies / Community Bank Expands Agreement With NCRC June 26, 2026 Brandon Ivey Most of the increase in the impairment rate in May was from delinquencies.Read More
FHA Clarifies Mod Requirements, Loosens Lending Regulations June 24, 2026 Emmeline Willey Matt Jones, FHA single-family housing deputy assistant secretary, indicated the agency believed the rescissions would make the FHA program more accessible to a wide range of lenders.Read More
Two Harbors Again Extends Shareholder Vote for CCM Acquisition June 24, 2026 James Dohnert Another vote delay adds more uncertainty to the proposed merger between CrossCountry Mortgage and Two Harbor Investments.Read More
Economists at MBA, Fannie Closer to Alignment on Rate Forecasts June 23, 2026 Brandon Ivey Fannie increased its interest rate projections somewhat in the latest monthly forecast from the GSE.Read More
MBA Warns of Potential for Home Price Depreciation June 23, 2026 Brandon Ivey Demographic shifts are expected to lead housing supply to surpass demand in the coming years.Read More
Two Harbors to Move Forward With Merger Vote June 22, 2026 James Dohnert Ahead of a shareholder vote, the Two Harbors board of directors has reaffirmed its positive stance on CrossCountry's proposed merger.Read More
Short Takes: Agency MSRs on Offer / KBRA Rates Planet Financial / Housing Payments Hit One-Year High / Seller Concessions Up June 22, 2026 James Dohnert The portfolio, with a $555 million unpaid principal balance, is being sold by an unidentified nonbank.Read More