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Home » Topics » IMFnews » Servicing

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AI Causes Rise in Litigation for Non-QM Lenders

July 2, 2026
James Dohnert
Industry leaders believe lenders need to work more closely with AI vendors to avoid compliance issues.
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Short Takes: Starter Homes Out of Reach / FoA Closes on Reverse MSR Deal / Housing Payments Rise / Publishing Break

July 2, 2026
James Dohnert
Only about a third of nonhomeowners can afford a starter home, a new LendingTree survey finds.
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AI Use in Non-QM Underwriting Ramps Up

July 1, 2026
James Dohnert
AI is gaining momentum as a tool used in the non-qualified mortgage underwriting process, according to executives at non-QM lenders.
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Short Takes: Delinquencies Rise on Securitized Non-QMs / The Sunday Factor in Delinquencies / Community Bank Expands Agreement With NCRC

June 26, 2026
Brandon Ivey
Most of the increase in the impairment rate in May was from delinquencies.
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FHA Clarifies Mod Requirements, Loosens Lending Regulations

June 24, 2026
Emmeline Willey
Matt Jones, FHA single-family housing deputy assistant secretary, indicated the agency believed the rescissions would make the FHA program more accessible to a wide range of lenders.
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Two Harbors Again Extends Shareholder Vote for CCM Acquisition

June 24, 2026
James Dohnert
Another vote delay adds more uncertainty to the proposed merger between CrossCountry Mortgage and Two Harbor Investments.
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Economists at MBA, Fannie Closer to Alignment on Rate Forecasts

June 23, 2026
Brandon Ivey
Fannie increased its interest rate projections somewhat in the latest monthly forecast from the GSE.
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MBA Warns of Potential for Home Price Depreciation

June 23, 2026
Brandon Ivey
Demographic shifts are expected to lead housing supply to surpass demand in the coming years.
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Two Harbors to Move Forward With Merger Vote

June 22, 2026
James Dohnert
Ahead of a shareholder vote, the Two Harbors board of directors has reaffirmed its positive stance on CrossCountry's proposed merger.
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Short Takes: Agency MSRs on Offer / KBRA Rates Planet Financial / Housing Payments Hit One-Year High / Seller Concessions Up

June 22, 2026
James Dohnert
The portfolio, with a $555 million unpaid principal balance, is being sold by an unidentified nonbank.
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Latest Imf News

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