FHFA modifies multifamily caps to help keep Fannie and Freddie from crowding out private investment.

Regulator increases the GSEs' multifamily caps while, at the same time, removing exclusions for green loans.

Some $199.3 billion of home-equity loans were produced in 2018, most of which were HELOCs.

“The QM patch expiration presents an opportunity for regulators to streamline certain rules to put the housing-finance sector on the best possible footing going forward,” Redwood said.

"The QM patch should be replaced with a bright-line safe harbor that does not rely on the GSEs’ practices,” the Treasury Department said.

“The QM patch expiration presents an opportunity for regulators to streamline certain rules to put the housing-finance sector on the best possible footing going forward,” Redwood said.

The Pennsylvania AG opened a redlining investigation last year following a news report that white borrowers in Philadelphia received 10 times as many conventional mortgage loans as African-American borrowers.

Senate Banking Committee hearing: First step toward legislative reform? 

Brokers recorded a hefty 69.3% increase in government lending from the first to the second quarter, boosting their share of the sector to 21.4%.