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Home » Topics » IMFnews » Originations

Originations
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Did the CFPB Overreach in Freedom RESPA Case?

August 29, 2023
Sam Manas
One veteran mortgage attorney said the CO listed several actions but without any connection to the RESPA anti-kickback law...
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Cost-Cutting in the Non-QM Sector: Nothing is Off the Table

August 29, 2023
James Dohnert
When it comes to cutting origination costs, nothing is sacred, noted one CEO...
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Guild’s Hunger for M&A Continues

August 29, 2023
Paul Muolo
Earlier this year, the San Diego-based Guild bought two franchises: Cherry Creek and Legacy Mortgage...
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New Disclosures From Better.com: A 2Q23 Loss and Breaches in Fannie Contract

August 28, 2023
Paul Muolo
To stay out of trouble, in late July the lender had to enter into a “pledge and security” agreement with Fannie...
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Change Lending Reportedly Loses CDFI Designation

August 28, 2023
James Dohnert
While Change Lending is no longer on the list, its parent company, The Change Company CDFI, remains...
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The LO Bidding Wars Have Ended. Sort Of...

August 28, 2023
Paul Muolo
One recruiter remarked, "Does anyone in this industry ever rein themselves in?”
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Wholesale Channel Share Hits Post-2009 High

August 25, 2023
John Bancroft
The wholesale-broker share of originations hit 16.8% in the second quarter.
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Federal Agencies Plan Roundtable on Special Purpose Credit Programs

August 25, 2023
Brandon Ivey
Speakers at the roundtable will include the heads of four federal agencies along with industry participants.
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Trade Groups Seek Less Stringent Opt-Out Requirements From FCC

August 25, 2023
Sam Manas
The FCC proposal would allow consumers who have provided prior express consent to receive autodialed or prerecorded voice calls to revoke consent through any reasonable means.
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Short Takes: Interest Rates Expected to Go Higher / Home Sales Limited / Zillow Starts Small With 1% Down Program

August 25, 2023
Brandon Ivey
Interest rates on mortgages are at their highest level since 2001...
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