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Home » Topics » IMFnews » Originations

Originations
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Mortgage Demand Shifting Amid Elevated Interest Rates

August 16, 2023
Brandon Ivey
The strong economy looks like a mixed blessing for mortgage lenders.
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Mortgage Lenders Support CFPB Proposal on ATR for PACE Loans

August 16, 2023
Namrata Bhatia
There's disagreement between mortgage lenders and PACE lenders on the need for ATR standards.
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Short Takes: CFPB Plots Rule on Data Brokers / An AI Guarantee / Compliance Investment by Accounting Firm

August 16, 2023
Brandon Ivey
The CFPB plans to issue a proposed rule expanding requirements for data brokers in 2024.
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Ginnie Issuance Slows in July on FHA Activity

August 15, 2023
Monica Hogan
FHA securitization volume declined 5.2%, while issuance tied to VA loans inched up by 1.2% from June to July.
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Banks Pull Back on Mortgage Lending, Pinching Profits

August 15, 2023
James Dohnert
While curtailing lending can help banks conserve capital, Moody’s Investors Service warned that the strategy could backfire.
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Short Takes: New-Home Loan Applications Level Off / New REIT for Roc / Another Pivot for Altisource Asset Management?

August 15, 2023
Brandon Ivey
Altisource Asset Management shifted in recent years from asset management to aggregating non-agency mortgages. Another shift could be in the works...
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Uncertainty on Timeline of New Credit Score Models

August 11, 2023
Dennis Hollier
Industry wants more time to comply with new credit score requirements.
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Retail Channel Gains Share in Agency Market

August 10, 2023
Andras Malatinszky
The retail channel gained market share from brokers and correspondents in the second quarter.
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Short Takes: Ishbia Bashes Rocket / UWM Goes High and Low / Foreclosures Decline / ‘Clueless’ on Housing

August 10, 2023
Brandon Ivey
Rocket has “kind of fallen off the deep end,” according to Mat Ishbia, chairman and CEO of United Wholesale Mortgage.
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Deliveries to GSEs Slow in July

August 9, 2023
Dennis Hollier
Volume was off 10.4% in July compared with June.
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