“Without an increase in NMLS processing fees, CSBS staff projected losses of nearly $133 million over the next decade,” CSBS said in a report in response to feedback received on the proposal.

Andrew Davidson & Co. used data on credit use, balance and payment across time and multiple loan types to garner a comprehensive view of consumer financial behavior.

Damage costs from Hurricane Milton could affect insurance underwriting margins and earnings.

Five of the top 10 GSE sellers increased their volume by at least 20.0% in the third quarter.

Loans made with balances above the 2025 loan limits won’t be eligible for delivery to the GSEs’ standard programs.

Demand for refis declined last week while applications for purchase mortgages held steady.

The CFPB is looking into whether it’s necessary to recertify a borrower’s ability to repay a rate-term refi as the borrower will be receiving a lower interest rate and mortgage payment and has already proven through a standard mortgage their ability to pay their loan.

Credit unions and small community banks opposed the idea of incentive membership programs at the Federal Home Loan Banks.

Elevated home prices are limiting home sales.

Some 9.2% of purchase loans sold to the GSEs in 3Q24 had credit scores below 700.