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Home » Topics » IMFnews » Originations

Originations
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New Disclosures Will Help With GSE Shift on Credit Scores

July 24, 2024
Dennis Hollier
The disclosures include VantageScore scores from all three credit reporting companies — TransUnion, Equifax and Experian.
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Short Takes: Purchase-Mortgage Applications Down / Housing Market Reaching Balance / Mix of Loans in MBS From Chimera

July 24, 2024
Brandon Ivey
A decline in interest rates wasn't enough to help push up applications of purchase mortgages last week.
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Fannie Economists Expect Rate Cut in September

July 23, 2024
Brandon Ivey
While Fannie economists see two rate cuts this year in their crystal ball, economists at Freddie suggest that there might only be one.
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Bank Trade Groups Oppose FHFA Effort on FHLBanks

July 23, 2024
Dennis Hollier
Bank trade groups raised concerns that a recent request for input from FHFA “appears to contemplate significant regulatory action not undertaken at Congress’ direction.”
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Short Takes: Positive Outlook for Acra / New Co-CEO at Dynex / NYCB Touts Simplified Business Model

July 23, 2024
Brandon Ivey
Non-QM lender Acra Lending has been profitable in the last three years.
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A Spike in Home Lending for Truist

July 22, 2024
Paul Muolo
Truist is also a top-10-ranked player in warehouse finance...
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More Luxury Homebuyers Turn to Cash

July 22, 2024
James Dohnert
Philip White of Sotheby’s International Realty said the stock market’s performance will impact luxury home buyers more than a decline in rates.
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Regulators Issue Guidance for Reconsiderations of Value

July 19, 2024
Shannon Clark
The guidance will help assist financial institutions in risk mitigation for deficient appraisals.
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Originations Increase at Western Alliance in Second Quarter

July 19, 2024
Brandon Ivey
The bank’s gain-on-sale margin from mortgage production declined slightly.
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SFA’s Bright Details Ways to Boost Non-Agency MBS

July 19, 2024
Brandon Ivey
Bright suggested reducing the loan limits that apply to deliveries to the government-sponsored enterprises.
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