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Home » Topics » IMFnews » Originations

Originations
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Mortgage-Banking Income Steady at Depositories in 4Q24

February 18, 2025
John Bancroft
Earnings reports from 26 publicly traded banks show just over half reported gains in mortgage-banking income from 3Q to 4Q.
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Onity Boosts Profits in 2024

February 13, 2025
James Dohnert
Onity's profits nearly doubled in 2024 despite losses in the fourth quarter.
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Short Takes: Homebuyers Increasingly Turning to AI / Sellers Cutting Prices to Woo Buyers / Chase Plans Jumbo MBS / Rocket Preps MBS of CES Loans

February 13, 2025
James Dohnert
One in three homebuyers are using artificial intelligence tools at some point during the process.
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Aided by Flagstar Purchase, Strong 4Q Showing for Mr. Cooper

February 12, 2025
Paul Muolo
Mr. Cooper originated $9.3 billion of residential loans in the fourth quarter, a 37% sequential improvement.
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RTL Lenders Cautiously Optimistic Heading Into New Year

February 12, 2025
James Dohnert
Investor loan origination volume bucked seasonal trends in December, prompting optimism for 2025.
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RE/Tech Firm Launches Crypto-Backed Mortgage

February 11, 2025
James Dohnert
The loan can be underwritten using Bitcoin or Ethereum as collateral.
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A Trend or a Blip: Banks Exiting Mortgages

February 11, 2025
Paul Muolo
Some have suggested that WaFd may be for sale and closed its mortgage unit in an effort to simplify its balance sheet.
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State Regulators Expected to Step Up Enforcement

February 7, 2025
James Dohnert
Before he left the bureau, former CFPB Director Rohit Chopra issued guidance for states about enforcing regulation of unfair, deceptive or abusive acts or practices.
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Locks for Purchase Mortgages Steady in February

February 7, 2025
Brandon Ivey
Many potential mortgage borrowers are coming to the realization that interest rates may be done declining.
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Short Takes: Strong Jobs Report / Newrez IPO Update / Radian Shifts With Non-Agency MBS / Ellington Turns to Mr. Cooper for CES

February 7, 2025
Brandon Ivey
MBA’s forecast is that the Fed will make at most one more cut this cycle.
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Latest Imf News

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