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Home » Topics » IMFnews » Originations

Originations
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Goldman Enters Securitization Market for Closed-End Seconds

March 6, 2025
Brandon Ivey
Goldman issued a similar deal with home equity lines of credit in October.
Read More

CFPB’s HMDA Reporting Requirements Remain in Place

March 6, 2025
Shannon Clark
"Nothing about the current CFPB situation changes the fundamental obligation [of lenders] to collect and report lending data," said Kareem Saleh, CEO of FairPlay.
Read More

Short Takes: Warren Frustrated by McKernan, Pulte / Figure’s eNote Registry Growing / Pennymac Sponsoring Team USA / LendingTree’s Mortgage Profits Increase

March 6, 2025
Brandon Ivey
Sen. Elizabeth Warren, D-MA, said responses to her questions from both Jonathan McKernan, nominee to lead the CFPB, and Bill Pulte, nominee to lead the FHFA, were disqualifying.
Read More

Little Agreement in Congress on Cause of Affordability Issues

March 5, 2025
Brandon Ivey
Rep. Mike Flood, R-NE, pointed to regulations (largely at the state/local level) and the cost of materials as the main drivers limiting the supply of homes for sale.
Read More

Trump More Likely to Help Than Hurt Non-QM Market?

March 5, 2025
Brandon Ivey
The first Trump administration didn’t take many actions to boost the non-QM market, so the outlook is murky.
Read More

Rate Considering Sale of Title Insurance Unit

March 5, 2025
Paul Muolo
Rate bought Advocus — then known as Attorneys’ Title Guaranty Fund — in April 2022 for an undisclosed sum.
Read More

Short Takes: Mortgage Applications Spike / Fannie Selling RPLs / RTL Securitization From Neuberger Berman / LO Promoted to President of Rate Mortgage

March 5, 2025
Brandon Ivey
A decline in interest rates helped to increase demand for refis and purchase mortgages last week.
Read More

FHLBank Earnings Down Slightly in 2024

March 4, 2025
Dennis Hollier
For the seventh quarter in a row, the Des Moines bank was the most profitable.
Read More

CSBS Planning Refinements to Mortgage Call Report

March 4, 2025
Shannon Clark
The largest pending change to the MCR is that it will support implementation of prudential standards.
Read More

Short Takes: CRT Issuance From Fannie / Mixed Trends in Non-QM Performance / FICO Mortgage Simulator / Home Improvement Financing

March 4, 2025
Brandon Ivey
Fannie Mae is set to issue a credit risk transfer deal tied to a pool of mortgages with an unpaid principal balance of $17.0 billion.
Read More
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