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Home » Topics » IMFnews » Originations

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Short Takes: FHA Adopts Bank-Like Cyber Reporting Requirements / CFPB Looks to Regulate Data Brokers / Bipartisan Legislation in House on AI / Expanded-Credit MBS From Invictus

December 3, 2024
Brandon Ivey
FHA’s new cyber incident reporting requirements align with those of the federal banking regulators.
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Hiring Outlook Cloudy, LO Comp Under Pressure?

December 2, 2024
Paul Muolo
Commissions for retail mortgage loan officers seem to be stuck in a narrow band, said one consulting firm.
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Bipartisan Caucus Protests Title Waivers

December 2, 2024
Dennis Hollier
The caucus suggested FHFA’s title pilot hasn’t been appropriately vetted.
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Fitch: Mortgages Looking Up, Consumer Finance Not So Much

December 2, 2024
Paul Muolo
Fitch is hopeful about gain-on-sale margins going into 2025.
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Servicing Profits a Drag for Many in 3Q24

December 2, 2024
Brandon Ivey
The good news: All the firms reported positive income from production, although a few earned less than they had in 2Q24.
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Conforming Loan Limit to Rise 5.2% in 2025

November 26, 2024
Brandon Ivey
The baseline conforming loan limit for a one-unit property will be $806,500 for 2025.
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Non-Agency Jumbo Share of Originations Shrinks in 3Q

November 26, 2024
James Dohnert
The jumbo share of total first-lien originations narrowed to 12.4% in the third quarter from 13.1% in the second.
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Short Takes: FHFA Plans for Underserved Markets / Affordability Outlook / Impairments on Non-QMs Rise Again / Low-Coupon MSRs on Offer

November 26, 2024
Brandon Ivey
The new plans from FHFA focus on efforts for rural markets, manufactured housing and first-time homebuyers.
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3Q24, The Best Quarter for Government Lending in Two-Plus Years

November 25, 2024
Monica Hogan
The top three FHA lenders: UWM, Rocket and DHI...
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MSR Investors Face Uncertainty on Prepayments

November 22, 2024
Brandon Ivey
Tom Rettinger, chief portfolio risk officer at CrossCountry Mortgage, noted that prepayment models were built for a more balanced interest rate environment.
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