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Home » Topics » IMFnews » Originations

Originations
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HUD Unveils ‘Bold’ FHA Changes, Including Appraisal and Flood Alterations

June 30, 2025
Emmeline Willey
FHA also lowered restrictions on building in areas with flood risk.
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VA Lending Falls, Refis in Particular

June 30, 2025
Emmeline Willey
Table-funding giant UWM led the pack, originating $7.06 billion of VA loans in 1Q25, giving it a market share of 16.0%.
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Originations of Home Equity Loans Steady in First Quarter

June 27, 2025
Brandon Ivey
New HELOC commitments accounted for 80.6% of HEL lending in the first quarter of 2025.
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FHFA Positions CSS to Sell GSE MBS Tech to Others

June 27, 2025
Dennis Hollier
FHFA created U.S. Financial Technology, a company that will take over Common Securitization Solutions.
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Architecture Firm to Acquire Non-QM Lender

June 27, 2025
Brandon Ivey
RateDNA is tied to Aspire Homes Realty, a real estate brokerage focused on investment properties.
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Mortgage-Focused Attorneys Launch New Law Firm

June 27, 2025
Shannon Clark
The founders of the Brody Gapp law firm have mortgage-industry backgrounds.
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Short Takes: Stable Rates / Pending Home Sales Up Slightly / Inflation Higher Than Expected / New Verification Tool From MISMO

June 27, 2025
Brandon Ivey
“Borrowers should find comfort in the stability of mortgage rates,” said Sam Khater, chief economist at Freddie Mac.
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FHFA Directs GSEs to Propose Allowing Cryptocurrency in Borrower Reserves

June 26, 2025
Dennis Hollier
FHFA's director ordered Fannie and Freddie to develop proposals for including cryptocurrency in borrower reserves when underwriting mortgages.
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GSE Officials Detail Reforms to Appraisal Data, Forms

June 26, 2025
Dennis Hollier
The redesigned UAD 3.6 standard expands coverage to all property types.
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Short Takes: Sales of New Homes Slow / HUD Headquarters to Move / Pulte and Crypto

June 26, 2025
Brandon Ivey and Dennis Hollier
Sales of new single-family homes declined by 13.7% on a monthly basis in May.
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