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Home » Topics » IMFnews » Originations

Originations
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FHLBanks Want to Remain the ‘Lender of Last Resort’

December 12, 2023
Dennis Hollier
Leaders of the FHLBanks and FHFA appear to be at odds on the banks' role in times of distress.
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Short Takes: HPA Expected to Slow / Foreclosures Decline / PrimeLending Growing in Texas / Cenlar Aims to ‘Fortify’ its Compliance

December 12, 2023
Brandon Ivey
Experts surveyed by Fannie project that home price appreciation in 2024 will come in at a rate of less than half of the appreciation accumulated this year.
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Warehouse Finance: An Opportunity From an Exit

December 11, 2023
Paul Muolo
Comerica's exit is Wintrust's opportunity...
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Enjoying the Golden Years — But With More Mortgage Debt

December 11, 2023
Monica Hogan
The median mortgage debt for this group of seniors is now $110,000...
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Thompson: Expanding FHLBank Membership Up to Congress

December 8, 2023
Brandon Ivey
FHFA Director Sandra Thompson will leave any decision on expanding membership in the Federal Home Loan Bank system up to Congress.
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Lenders Still Hoping for Help on Mortgage Spread

December 8, 2023
Paul Muolo
While interest rates have declined in recent weeks, concerns persist about the wide spread between the 10-year Treasury rate and interest rates on mortgages.
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Short Takes: Jobs and Interest Rates / CFPB Servicing Rule Coming / Incenter Expands Advisory Services / Securitization of Proprietary Reverse Mortgages

December 8, 2023
Brandon Ivey
Despite a relatively strong jobs report, the MBA still anticipates that the Fed will begin to cut rates in the spring.
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USMI Leader Calls for Coordination on Housing Policy

December 7, 2023
Monica Hogan
Policymakers need better coordination between FHA and GSE policies, according to Seth Appleton, president of U.S. Mortgage Insurers.
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Freddie Streamlines Originations of Condo Loans

December 7, 2023
Dennis Hollier
Condo Project Advisor enhancements will allow lenders to determine whether a loan for a unit in a project is eligible for acquisition by Freddie within minutes.
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Short Takes: CU Expands Mortgage Offerings / Green Home Loans / Lower Rates and Affordability

December 7, 2023
Brandon Ivey
Alliant Credit Union is now offering government-insured mortgage products.
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