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Home » Topics » IMFnews » Originations

Originations
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Short Takes: Bipartisan Support on Trigger Leads / Quantifying the Refi Opportunity / New Expanded-Credit MBS / Thrive to Merge With Lower

December 15, 2023
Brandon Ivey and John Bancroft
S. 3502, the Homebuyers Privacy Protection Act, received prompt support from a number of industry trade groups.
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Lenders Counting Down the Days to Rate Cuts

December 14, 2023
Brandon Ivey
After the Fed held rates steady Wednesday, uncertainty regarding the path of future rate movements appeared to clear.
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Lenders See Benefits From Amazon’s Cloud Tech

December 14, 2023
James Dohnert
Fannie Mae, JPMorgan Chase and PennyMac are among the financial institutions that use AWS to perform tasks within a digital cloud computing environment.
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Short Takes: UWM Cuts Rates for Refis / Loan Defects Decline / New Equity-Sharing Product / Fannie’s CRT Issuance to Slow

December 14, 2023
Brandon Ivey
UWM is offering interest rate discounts on loans from streamlined refi programs at FHA and VA.
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Republican FDIC Appointee Floats Phase-In for Basel Changes

December 13, 2023
Brandon Ivey
Jonathan McKernan, a director at the FDIC, suggested slowing implementation of controversial provisions in a proposal on capital requirements for large banks.
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Lenders Balk at Rising Costs for Credit Reports

December 13, 2023
Dennis Hollier
Prices for some credit reporting products have jumped by 400%.
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Short Takes: Refi Applications Jump / Flood-Zone Awareness / loanDepot Automates Underwriting / Arlington Asset Investment Merger

December 13, 2023
Brandon Ivey
Refi applications increased by nearly 20% in a week as interest rates declined.
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Correspondent Share Rises in Conventional-Conforming Market

December 12, 2023
Namrata Bhatia
The correspondent channel took market share from the retail channel in the conventional-conforming sector in the third quarter.
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Some Borrowers Quickly Refi as Interest Rates Decline

December 12, 2023
Brandon Ivey
Interest rates declined by nearly 70 basis points during November, fueling demand for refis.
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Racial Gaps Seen in Home Equity Lending, Cash-Out Refis

December 12, 2023
Sam Manas
Even after controlling for underwriting factors, disparities remained.
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