State agencies established a set of mortgage and exam programs through the State Examination System.

Interest rates on GSE refis rose almost immediately after the adverse fee was announced and when FHFA removed the fee in July 2021, interest rates responded accordingly.

A small decline in interest rates last week helped to increase applications for purchase mortgages.

Combined, FHA and VA lending declined by 17.7% in the fourth quarter.

A trial disclosure program launched in November for construction loans doesn't have any approved participants.

Effective immediately, Ginnie issuers must notify the agency of any cybersecurity incident within 48 hours after the issue is detected.

Pooja Pathak, a director at Metlife, an insurance company, said more non-QM assets are needed to meet demand from insurance companies, which are willing to pay a premium for the product.

VA processed 2,244 loan assumptions in 2023, compared with 308 in the previous year.

Servicers retained only about 20% of borrowers that refinanced their mortgages during the fourth quarter of 2023.