The revamped rules allowed lenders to use a wider variety of standards to meet ATR and qualified-mortgage requirements while also introducing some uncertainty on whether specific loans comply with ATR standards.

Annual readings for home price appreciation are close to falling below the increase in conforming loan limits some lenders have offered for 2025.

Offshore labor can be used to prepare origination files for credit decisions by a licensed underwriter.

Much of the groundwork for administrative reform of the GSEs was laid during the previous Trump administration.

It will be the 10th warehouse securitization from loanDepot.

A bill to ban trigger lead activities was included in a defense appropriations package in the Senate.

Mortgage market participants are adjusting following the rate cut by the Federal Reserve.

The New Jersey-based bank was alleged to have restricted mortgage lending services and credit access to certain neighborhoods from 2018 through at least 2022.

FHA Commissioner Julia Gordon spoke Tuesday at an online housing counseling conference hosted by the Department of Housing and Urban Development’s Office of Housing Counseling.

“The real issue with housing is that we have had — and are on track to continue to have — not enough housing,” said Fed Chair Jerome Powell.