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HUD Urged to Revise Effort on Servicing Convenience Fees

December 17, 2024
Monica Hogan
The Mortgage Bankers Association noted some notices of violation sent by HUD’s Mortgagee Review Board seek civil monetary penalties for violations of the National Housing Act, and others mention other administrative actions.
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Nonbanks Face Complications With CFPB’s Required Registry

December 17, 2024
Shannon Clark
Chris Willis, a partner at the law firm of Troutman Pepper, said the rule is “complex” and has caused a lot of “confusion and misunderstanding.”
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Short Takes: ‘No Meaningful Decline’ Expected for 10-Year / Confidential Report on Basel III / Demand Increases for Purchases of New Homes / Homesteading Proposal

December 17, 2024
Brandon Ivey
Fannie Mae economists forecast “no meaningful decline ” in the 10-year Treasury rate in 2025.
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Servicing Outstanding Grows in 3Q With Push From FHA/VA

December 13, 2024
Brandon Ivey
Ginnie Mae servicing outstanding increased by 1.8% during the third quarter.
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SFA Revamps Data Fields for Prime Non-Agency MBS

December 13, 2024
James Dohnert
The Structured Finance Association is aiming to replace the data tape established by the American Securitization Forum in 2009.
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CBO Details Potential Cost Savings From GSE Tweaks

December 13, 2024
Brandon Ivey
The Congressional Budget Office looked at eliminating the high-cost loan limit or extending an add-on to the guarantee fee charged by the GSEs.
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Non-Agency MBS Issuance Picks Up, Led by Expanded Credit

December 13, 2024
Brandon Ivey
Four non-agency mortgage-backed securities started marketing Thursday, including three expanded-credit MBS.
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Short Takes: French Hill to Lead HFSC / FHA Offers Hurricane Relief to Lenders / Affordability Issues Persist / Negative Outlook for Statebridge / PHH Turns to Blend

December 13, 2024
Brandon Ivey
Rep. French Hill, R-AR, will lead the House Financial Services Committee next year.
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Banks Add to First-Lien Holdings in Third Quarter

December 12, 2024
James Dohnert
Holdings increased by 1.5% on an annual basis as of the end of September.
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Homebuyer Demand Improves Following Election

December 12, 2024
Brandon Ivey
Potential homebuyers are done hibernating, according to Redfin.
Read More
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Latest Imf News

  • GSEs Increase Issuance of Specified Pools in Second Quarter

  • Garg Out as Better’s CEO; Another Loss for Nonbank in 2Q

  • FHFA Faces Some Pushback on Duty-to-Serve Proposal

  • Angel Oak REIT Returns to Profitability in Second Quarter

More Imf News

Featured Data

  • Expanded-Credit MBS Issuance Declines in 2Q

  • Top Ginnie Servicers See Modest Growth in 2Q

  • Consumer Debt Drives New ABS to Record High in 2Q

  • Primary MI Volume, Characteristics Stable in Second Quarter

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 1Q26 (PDF)

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

  • Top Mortgage Players: 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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