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FHA Proposal Aims to Increase Servicer Liquidity

December 19, 2024
Monica Hogan
FHA is considering reimbursing servicers for tax and insurance advances earlier in the default process.
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Groundfloor Issues RTL Securitization With Unique Payment Feature

December 19, 2024
James Dohnert
Georgia-based investment property lender has announced a new type of securitization backed by deferred-pay RTLs.
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Short Takes: Fannie Expects Steady CRT Issuance / Housing Starts Increase / Home Sales Slower Than Expected / Moody’s Affirms Assessment of Mr. Cooper

December 19, 2024
Brandon Ivey
Fannie Mae projects that its issuance of credit risk transfer transactions in 2025 will be similar to issuance in 2024.
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REITs Add to MBS Holdings in Third Quarter

December 18, 2024
John Bancroft
A group of 16 mortgage REITs held $196.29 billion of residential MBS on their books at the end of September.
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Chase Makes Splash in Expanded-Credit MBS Market

December 18, 2024
Brandon Ivey
Chase is marketing its first expanded-credit MBS with mortgages for primary residences.
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CFPB Sets ATR Requirements for PACE Loans

December 18, 2024
Shannon Clark
The final rule establishes ability-to-repay requirements for Property Assessed Clean Energy loans.
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CFPB Issues Warning on Servicing After a Divorce, Death

December 18, 2024
Brandon Ivey
Some mortgage borrowers are “being caught in a customer service doom loop,” according to the CFPB.
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Short Takes: Senate Passes Trigger Leads Bill / Mixed Figures for Interest Rates / Ginnie’s Reliance on Contractors / Swings in CA Home Prices

December 18, 2024
Brandon Ivey
The Senate approved S. 3502, The Home Buyers Privacy Protection Act, on a unanimous vote.
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GSE Buybacks Drop in 3Q With Freddie Reporting Change

December 17, 2024
John Bancroft
Much of the decline was the result of a change in how Freddie Mac classifies loans subject to a repurchase claim for which the seller has provided a remedy.
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SCOTUS Denies Request to Take Up CFPB ABS Lawsuit

December 17, 2024
Shannon Clark
The Supreme Court’s decision effectively grants the CFPB authority over the ABS market.
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Latest Imf News

  • GSEs Increase Issuance of Specified Pools in Second Quarter

  • Garg Out as Better’s CEO; Another Loss for Nonbank in 2Q

  • FHFA Faces Some Pushback on Duty-to-Serve Proposal

  • Angel Oak REIT Returns to Profitability in Second Quarter

More Imf News

Featured Data

  • Expanded-Credit MBS Issuance Declines in 2Q

  • Top Ginnie Servicers See Modest Growth in 2Q

  • Consumer Debt Drives New ABS to Record High in 2Q

  • Primary MI Volume, Characteristics Stable in Second Quarter

More Featured Data

Featured Reports

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More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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