Short Takes: Waiting for Details on GSE Reform / Interest Rate Outlook / Delinquencies Stable, Foreclosures Rise / Sales of Existing Homes Slow May 23, 2025 Brandon Ivey "It's difficult for the market to know what to do with this news," said Michael Bright, CEO of the Structured Finance Association.Read More
Trump Considering Ending GSE Conservatorship May 22, 2025 Dennis Hollier Trump noted that Fannie and Freddie are “doing very well and throwing off a lot of CASH.”Read More
Correspondent Sales of Jumbo Mortgages Surge in 2024 May 22, 2025 Brandon Ivey Correspondent sales of non-agency jumbo mortgages increased by 62.3% on an annual basis in 2024.Read More
House Committee Approves QM Relief for Smaller Banks May 22, 2025 Brandon Ivey The bill would increase the qualified mortgage exemption to apply to banks with up to $50.0 billion in assets.Read More
Acra Looking for New CEO Amid Sale to BlackRock May 22, 2025 Paul Muolo Keith Lind was a managing director at HPS prior to joining Acra and he recently returned to HPS in a senior leadership role.Read More
Short Takes: House Approved Tax Bill / Home Price Depreciation? / AI Hedge Advising / NPL Buyers May 22, 2025 Brandon Ivey Among many other provisions, the tax reforms included in the bill passed by the House would make the mortgage interest deduction permanent.Read More
Fannie’s Title Acceptance Pilot Moving Forward May 21, 2025 Brandon Ivey The pilot survived as the Trump administration ended a number of pilot programs at the GSEs in recent months.Read More
Home Sales Expected to Rise Slowly This Year May 21, 2025 Shannon Clark An extra 4 million homes are needed to bring the housing market back into balance, according to Realtor.com.Read More
Servicers Bracing for an Increase in Delinquencies May 21, 2025 Brandon Ivey There are concerns about high debt-to-income ratios, high loan-to-value ratios and “iffy” appraised values.Read More
CFPB Still Interested in ICBA Effort on Loan Disclosures May 21, 2025 Brandon Ivey ICBA is working on revised disclosures under TILA-RESPA Integrated Disclosure rules for construction loans.Read More