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GSE Refi Fee Could Impact Mortgage Disclosures

September 1, 2020
Yemeng Yang

If the LLPA is passed to consumers as a charge at consummation, lenders will have to disclose the added cost as an “origination charge” on the loan estimate and closing disclosure.


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Depositories Rake in the Mortgage Profits. Then There’s Wells Fargo...

September 1, 2020
John Bancroft

Commercial banks and thrifts posted a whopping $5.62 billion in net income from their mortgage banking operations during the second quarter.


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Pacific Private Money Completes its First Securitization of Bridge Loans

September 1, 2020
Brandon Ivey

The $100 million securitization consists of bridge loans for both owner-occupied and business-purpose properties.


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Forbearance Reading Remains Flat but Growing Problems in Ginnie, PLS Buckets

August 31, 2020
Paul Muolo

Black Knight said 3.9 million homeowners remain in forbearance...


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A California Version of the CFPB Gains Focus

August 31, 2020
Yemeng Yang

A California version of the CFPB? The Golden State boasts the largest mortgage market in the nation...


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Where Have All the Non-QM (Whole Loan) Bargains Gone?

August 31, 2020
Paul Muolo

Roughly $5 billion worth of expanded-credit loans were stranded, looking for a home but investors wouldn’t bite unless the originator/seller was willing to take a major haircut on the sale. And many did.


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GSE Loan Buybacks Actually Fell in 2Q20. However…

August 31, 2020
John Bancroft

Higher delinquencies should lead to more Fannie/Freddie loan buybacks, but we're not there yet, thanks, in part, to forbearance...


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GSEs Not Pleased With FHFA's Re-Proposed Capital Rule

August 31, 2020
Dennis Hollier

Fannie and Freddie warn that g-fees could spike...


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Warehouse Commitments Keep Rising. The Best Conditions Ever?

August 28, 2020
Paul Muolo

With nonbanks continuing to steal market share away from depositories, warehouse commitments have been going through the roof. Of course, ultra low mortgage rates help...


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FHFA, HUD Extend Foreclosure Moratorium to Yearend

August 28, 2020
Dennis Hollier

In the case of the GSEs, multifamily loans are not covered by the extension...


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Latest Imf News

  • Federal Agencies Rescind SPCP Authorization

  • Non-QM Originations Outpaced Market in Q2

  • FHA MIP Cut Rumors Circulate Ahead of Midterms

  • DSCRs Shrank in Recent Vintage Conduit Rental CMBS

More Imf News

Featured Data

  • Slowing Refis Drag on Ginnie Issuance in July

  • Chase Non-Agency RMBS Servicing Rebounds in 2Q

  • Fitch Retains Top Ranking in MBS & ABS Ratings in 2Q

  • Refis Trail Off in 2Q, Purchase Lending Slightly Ahead of 2025

More Featured Data

Featured Reports

  • Mortgage Profitability Report 1Q26 (PDF)

  • Top Mortgage Players: 1Q26 (PDF)

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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