A recent survey of lenders by The Mortgage Collaborative found that lenders are making technology enhancements a strategic investment priority in 2026.

Lenders want to build long-term partnerships with originators ahead of an upcoming boost in production volume this year.

The AARP Foundation filed a class action lawsuit against Celink, Finance of America Reverse and Carrington Mortgage Services claiming that they unlawfully charged home equity conversion mortgage borrowers prohibited fees.

The Provident deal contains loans mostly made to prime credit borrowers.

Ongoing declines to interest rates boosted refinance originations in the fourth quarter of 2025 while purchase-mortgage lending looks to have fallen as part of a seasonal trend.

"The competitive environment for refinances was, quite frankly, stronger than what I’ve seen historically in an interest rate decline," said David Spector, chairman and CEO of Pennymac Financial Services.

The proposals would preempt 12 state laws designed to discourage banks from inflating escrow-account balances as a source of interest-free funding.

Even prior to the policy change, the GSEs’ individual holdings on MBS were above the $40 billion cap.

"We’re not going to destroy the value of their homes so that somebody that didn’t work very hard can buy a home," President Trump said Thursday. "We’re going to make it easier to buy. We’re going to get interest rates down, but I want to protect the people that for the first time in their lives feel good about themselves."

The addition of Mr. Cooper Group’s portfolio in October more than doubled Rocket’s outstanding GSE servicing as the end of December, to $952.02 billion.