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CFPB’s Revised Complaint Process Draws Mixed Reviews

June 16, 2026
Shannon Clark
Tom Feltner, associate director of consumer policy at Americans for Financial Reform, said the changes will have a “chilling effect” on the number of people who are willing to seek help from the bureau on a wide range of issues — not just credit reporting errors.
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Short Takes: Large CES Securitization From Rocket / Wells and 3D-Printed Homes / NAMB Calls for Delay, Revision of GSE Condo Changes / Pennymac Using AWS AI for Originations, Servicing

June 16, 2026
Brandon Ivey
Rocket Companies is marketing a $706.0 million securitization of closed-end second liens.
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Mortgage Banking Profits Rise in 1Q

June 15, 2026
John Bancroft
An analysis of earnings reports from 18 lenders showed combined income from production and secondary market rose to $2.75 billion in the first quarter, a 5.0% increase from the previous period.
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UWM Fails to Provide New Offer for Two Harbors

June 15, 2026
James Dohnert
Two Harbors disclosed today that it discussed options with UWM CEO Mat Ishbia during a Zoom call on Thursday. However, no new offer was submitted ahead of the Friday deadline.
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UAD 3.6 Adoption Picks Up Ahead of Deadline

June 15, 2026
Dennis Hollier
Fannie and Freddie report that they’ve received UAD 3.6 submissions on all property types. Likewise, Fannie said top aggregators are accepting UAD 3.6 appraisal reports and appraisal management companies support it.
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HUD Proposes Rule for Multi-Story Manufactured Housing

June 15, 2026
James Dohnert
Under the proposed rule, the new definition of a manufactured home would allow upper floor sections to be transported and constructed without a permanent chassis.
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Short Takes: Redwood Preps Alt Doc MBS / Guaranteed Rate Affinity Bolsters Builder Team / Annaly Markets Agency-Eligible MBS / Home Values Hit Record High

June 15, 2026
James Dohnert
Redwood's new MBS is stocked with bank statement and debt service coverage ratio loans.
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Jumbo Mortgages Gaining Share in Originations

June 12, 2026
Brandon Ivey
Loans with balances above the baseline conforming loan limit accounted for 16.4% of total originations in the first quarter of 2026.
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Annaly Brings Exceptionally Large Expanded-Credit MBS

June 12, 2026
Brandon Ivey
The planned $1.02 billion deal is the largest offering in the sector thus far this year and one of the largest since the establishment of non-qualified mortgages.
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Non-Agency MBS Investors Showing Insatiable Demand

June 12, 2026
Brandon Ivey
“The flatter yield curve is burning a hole in a lot of people’s pockets,” sai Alan Qureshi, president of Black Lake Investments.
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Latest Imf News

  • Declining Refis Drag Down Ginnie MBS Issuance

  • Insurance Share of Mortgage Payments Rises

  • Growing Self-Employed Cohort Boosts Non-QM Market

  • Figure Taps Sierra to Boost Pull-Through Rate

More Imf News

Featured Data

  • Non-Agency Jumbo Lending Increases in Second Quarter

  • FHA, VA Production Strong Even as Refis Decline in 2Q

  • Banks See Modest Increase in MBS Holdings, Ginnie Gains

  • All Products Gained in 2Q But Agency Market Lagged

More Featured Data

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  • 2026 Mortgage Market Statistical Annual (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Lender Profiles 1Q26: Top 25 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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