HEL securitization volume for the first nine months of the year hit $20.58 billion, up 70.8% from the first nine months of 2024.

“After 10 months of deceleration, October brought a small reacceleration in annual house price growth,” said Mark Fleming, chief economist at First American Data & Analytics.

UWM locked $4.8 billion of volume in one day in September, a record for the lender.

During recent times of stress on banks, Fed examiners have reportedly taken a less than positive view on potential usage of FHLBank advances.

Figures from the Census Bureau tracking sales of new homes haven’t been available since data for August due to the recent partial shutdown of the federal government.

Volume dropped for Newrez in the third quarter but was up overall, and up significantly at Select Portfolio Servicing.

Loan officers expect a decline in mortgage rates to push more buyers off the sidelines in 2026.

Some 4.3% of FHA loans and 7.5% of VA loans are underwater, according to Intercontinental Exchange’s November mortgage report.

Thom Malone, principal economist at Cotality, said in a report that investors are waiting until a home has been sitting on the market so they can negotiate a lower price.

More than half of Millennials would consider a 50-year mortgage.