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New Disclosures Will Help With GSE Shift on Credit Scores

July 24, 2024
Dennis Hollier
The disclosures include VantageScore scores from all three credit reporting companies — TransUnion, Equifax and Experian.
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Short Takes: Purchase-Mortgage Applications Down / Housing Market Reaching Balance / Mix of Loans in MBS From Chimera

July 24, 2024
Brandon Ivey
A decline in interest rates wasn't enough to help push up applications of purchase mortgages last week.
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Fannie Economists Expect Rate Cut in September

July 23, 2024
Brandon Ivey
While Fannie economists see two rate cuts this year in their crystal ball, economists at Freddie suggest that there might only be one.
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AGNC Takes Loss in 2Q, Citing Issues With Fed

July 23, 2024
Brandon Ivey
The Fed's "hawkish monetary policy stance" helped prompt a loss at AGNC in the second quarter, according to Peter Federico, president and CEO of the REIT.
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Forbearance Level Increases for First Time in More Than a Year

July 23, 2024
Brandon Ivey
The forbearance level only increased by 2 basis points from May, but it was the first increase in forbearance since October 2022.
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Bank Trade Groups Oppose FHFA Effort on FHLBanks

July 23, 2024
Dennis Hollier
Bank trade groups raised concerns that a recent request for input from FHFA “appears to contemplate significant regulatory action not undertaken at Congress’ direction.”
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Short Takes: Positive Outlook for Acra / New Co-CEO at Dynex / NYCB Touts Simplified Business Model

July 23, 2024
Brandon Ivey
Non-QM lender Acra Lending has been profitable in the last three years.
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Citi Enters Jumbo MBS Market for First Time in 2024

July 22, 2024
James Dohnert
The $507.9 million Citi deal includes loans originated by Rocket Mortgage and others...
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Depository Share of Mortgage Servicing Declines Again in 2Q

July 19, 2024
John Bancroft
The bank share of agency servicing fell to 34.5% as of the end of June.
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Regulators Issue Guidance for Reconsiderations of Value

July 19, 2024
Shannon Clark
The guidance will help assist financial institutions in risk mitigation for deficient appraisals.
Read More
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Latest Imf News

  • Warehouse Lending Capacity Up Slightly in First Quarter

  • Economists at MBA, Fannie Closer to Alignment on Rate Forecasts

  • MBA Warns of Potential for Home Price Depreciation

  • HECM Originations Increase Slightly in First Quarter

More Imf News

Featured Data

  • Ginnie Issuance Down in May as Refis Slump

  • Jumbo Servicing Volume Bumps Higher in 1Q

  • Non-Agency Jumbo Lending Drops in First Quarter

  • REITs Boost MBS Holdings, AGNC Rises to Top Investor

More Featured Data

Featured Reports

  • 2026 Mortgage Market Statistical Annual (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Agency Channel Analysis: 1Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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